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1128 Hugo St, Norfolk, VA, 23513

2beds
2baths
1,012sqft
$168,480
$166price/sqft
$1,316/moest. monthly cost
$52,640/yrincome needed

About This Home

Charming 2-bedroom 1.5 bath with spacious kitchen, naturally lit living room, and dining area. The detached garage offers great hobby space. Located in a well-established Norfolk Garden neighborhood known for its convenient access to local amenities, schools, shopping, dining, and major commuter routes, including easy access to downtown Norfolk, military bases, beaches, parks, and entertainment destinations. HUD Case# 544-323103 IE (Insured Escrow). Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Make sure to ask about the 3D True Immersive Virtual Tour. This technology allows you to literally experience the home on any mobile device, laptop or desktop. You can measure rooms, view 3D dollhouse, view exterior, and interior and so much more. Check it out today!

Getting Around

66
WalkingSomewhat Walkable
42
TransitSome Transit
50
BikeBikeable

Schools

4/10
Norview Elementary SchoolGrades PK-50.4 mi
2/10
Norview Middle SchoolGrades 6-80.2 mi
2/10
Norview High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,012 sqft

Property

Details

  • Parcel number: 09907700
  • Zoning: R-8
  • Special condition: Bank Repo,Govt Owned

Features

  • Stories: 1
  • Pool features: None
  • Fencing: Partial,Wood,Fenced
  • Waterfront features: Not Waterfront
  • Frontage length: 65

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 65 x 120 x 65 x 119

Parking

  • Total spaces: 1
  • Parking features: Garage Det 1 Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $851$10,212
Home Insurance *$90$1,080
Property Taxes $173$2,076
Electricity $202$2,433
Total$1,316$15,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,120/yr
40% on housing$39,480/yr
45% on housing$35,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 23513$144
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23513$202
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentSusan Jenkins, Better Homes & Gdns Ntv Am Grp, Philene James, Better Homes & Gdns Ntv Am Grp
BrokerageBetter Homes & Gdns Ntv Am Grp

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