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217 Silver Bell Ln, Luray, VA, 22835

3beds
5baths
4,038sqft
$625,000
$155price/sqft
$4,175/moest. monthly cost
$167,000/yrincome needed

About This Home

Your Forever Home Awaits! Welcome to this exceptional home that blends modern comfort and breathtaking natural surroundings on 6 open acres. The current owners purchased the home in 2020 as their forever home and began a full, extensive, loving remodel of this home. Highlights include, kitchen make over with quartz countertops, 3 zone heat pump, roof, screened porch and deck, interior flooring and electrical upgrades. The main level enjoys a large living room, sunroom/playroom, kitchen, dining room, and bedroom options to include a private suite with full bath. This spacious 4000 sq ft home offers many bedroom options, two of which, offer private en suit bathrooms. The lower level is completely finished with family room, office, storage and 1.5 baths. The lower level walks out to a patio area with amazing views of the property. Entertain guests on the lovely rear screened porch and deck while enjoying stunning Massanutten & Blue Ridge Mountain views. There is a two car detached garage with carport or storage area and another separate storage shed. The Property enjoys private access to the Shenandoah River through the subdivision. This property truly is more than a home...its a forever home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
5/10
Luray Middle SchoolGrades 6-84.0 mi
6/10
Luray High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1823

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 1,823
  • Finished area above ground: 2,215

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,038
  • Total interior livable area: 4,038 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 23230
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: River
  • Waterbody name: Shenandoah River

Lot

  • Lot size: 6.40 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Detached,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Winter Weather
Cold Wave
Drought
Hail
Hurricane
Wildfire

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$237$2,844
Property Taxes $390$4,680
Electricity $388$4,667
Total$4,175$50,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,142/yr
40% on housing$125,250/yr
45% on housing$111,333/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 22835$209
Page County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 22835
Page County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$685,000
2026-03-27Listed for sale$695,000
2020-04-17Listing removed$230,000
2020-03-30Listed for sale$230,000
2019-07-30Listing removed$228,351
2019-07-24Price change$228,351
2019-07-23Price change$228,304
2019-07-20Price change$228,229
2019-07-17Price change$228,154
2019-07-15Price change$228,105
2019-07-13Price change$228,054
2019-07-11Price change$228,005
2019-07-07Price change$227,905
2019-07-05Price change$227,855
2019-07-02Price change$227,772
2019-06-29Price change$227,647
2019-06-26Price change$237,199
2019-06-19Price change$236,035
2019-06-18Price change$235,892
2019-06-15Price change$235,923
2019-06-14Price change$235,805
2019-06-10Price change$233,352
2019-06-08Price change$233,068
2019-06-03Price change$232,966
2019-06-01Listed for sale$236,620
2016-12-22Sold$281,000
1991-01-19Sold$24,500

For Sale by Agent

AgentWill Dudley
BrokerageBill Dudley & Associates Real Estate, Inc

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