494 Chapel Rd, Stanley, VA, 22851
About This Home
Put Down Roots! 2 BR 1 BA cozy home with HUGE 24x30 detached garage! Home Ownership awaits! Great location just outside of Stanley, VA! Easy to maintain fenced yard! Dreams do come true!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Block
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 765
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 765
- Total interior livable area: 765 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 71A6A56A
- Zoning: MDR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 0.27 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Drought
- Hurricane
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $116 | $1,392 |
| Electricity | $202 | $2,433 |
| Total | $1,351 | $16,212 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Listed for sale | $189,900 |
| 2026-08-05 | Contingent | $189,900 |
| 2026-07-02 | Listed for sale | $189,900 |
| 2008-06-14 | Listing removed | $136,900 |
| 2008-02-02 | Listed for sale | $136,900 |
| 2002-01-25 | Sold | $50,000 |
For Sale by Agent
View on Zillow