195 Spaniel Dr, Gate City, VA, 24251
About This Home
Opportunity knocks along the Clinch River! With a bit of vision and sweat equity, this 3-bedroom, 1-bathroom property can be transformed into a charming residence or a profitable short-term rental investment. Enjoy direct access to the scenic Clinch River right in your own backyard. Bring your contractor or DIY tools to unlock this property's full potential! Property is being sold as-is!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Fixer
- Year built: 1950
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Masonite
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood,Laminate
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Property
Details
- Parcel number: 125 2 2
- Zoning: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch,Side Porch
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Topography of land: Level
Lot
- Lot size: 0.71 Acres
- Lot size dimensions: ~ 90 x 391
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Drought
- Inland Flooding
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $59 | $708 |
| Property Taxes | $64 | $768 |
| Electricity | $202 | $2,433 |
| Total | $830 | $9,960 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $85,000 |
| 2026-07-13 | Listed for sale | $100,000 |
View on Zillow