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395 Catfish Trl, New Market, VA, 22844

5beds
4baths
3,052sqft
$529,900
$174price/sqft
$3,442/moest. monthly cost
$137,680/yrincome needed

About This Home

MOTIVATED SELLER! Priced below appraisal. Looking for room to spread out? This well-maintained five-bedroom, three-and-a-half-bath home has plenty of space for the whole family, inside and out. The current owners have already taken care of the big-ticket items, including a new HVAC system (2026), Pella replacement windows, an updated 3-bedroom septic system, leaf filters on the gutters, a water softener and water heater, exterior doors, rebuilt decks, a new front porch, and an updated kitchen with soft-close cabinets and plenty of storage. Outside, you'll find a large, fenced backyard with room for kids, dogs, chickens, livestock, gardening-or all of the above. The oversized two-car garage includes a freezer and a refrigerator. Enjoy evenings on the deck under the gazebo, pick fresh fruit from the established trees and berry bushes, or take advantage of the neighborhood's private river access. Tucked away in a quiet neighborhood just minutes from I-81 and Route 11, this home offers the perfect mix of country living and everyday convenience. See why the current owners have loved calling this place home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
7/10
North Fork Middle SchoolGrades 6-82.0 mi
7/10
Mountain View High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Asphalt
  • Construction materials: Masonry - Concrete Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet,Vinyl
  • Finished area above ground: 2,053

Heating & Cooling

  • Heating features: Electric,Propane,Zoned,Heat Pump
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 2,053
  • Total interior livable area: 3,052 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 09803050
  • Lease amount: 0

Features

  • Levels: Split Level
  • Patio & porch: Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain,Private,Scenic
  • Waterbody name: North Fork Of The Shenandoah River

Lot

  • Lot size: 3.31 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Drought
Hail
Hurricane
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$190$2,280
Property Taxes $280$3,360
Electricity $293$3,527
Total$3,442$41,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,011/yr
40% on housing$103,260/yr
45% on housing$91,786/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 22844$167
Shenandoah County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 22844
Shenandoah County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$529,900
2026-07-29Price change$529,900
2026-07-10Listed for sale$549,000
2015-11-13Sold$292,000
2015-09-17Pending sale$297,500
2015-09-06Listed for sale$297,500
1999-11-30Sold$165,000

For Sale by Agent

AgentBrent Eaton
BrokerageLee & Associates

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