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3351 Oyster Creek Dr, Suffolk, VA, 23435

6beds
4baths
3,194sqft
$598,900
$188price/sqft
$4,087/moest. monthly cost
$163,480/yrincome needed

About This Home

Welcome to a nature lovers retreat in Nansemond River Estates! All brick home w/6 bedroom 4 full baths, 3 en-suites. 1st floor BR and full BTH. Eat-in kitchen located off a large family room. Tray ceilings in formal dining and primary bedroom. Bedrooms are very large. Massive primary bedroom, closet, and bathroom. PBTH w/dual vanities, dressing table, jetted tub, separate shower. Home has tons of storage. Double driveway can park up to 6 cars. Outdoors has a large TimberTech deck w/lighting, large stamped patio, 220V power for any future needs IE: hot tub. White vinyl privacy fence w/double gates for easy access, natural gas hookup for grilling. Many fruit trees on property. Community has a kayak launch, pavilion picnic tables, and nature trails.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Disposal,Microwave,Electric Range,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bar,Dual Entry Bath (Br & Br),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,In-Law Floorplan,Pantry
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Scuttle

Heating & Cooling

  • Heating features: Natural Gas,Programmable Thermostat,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 3,194 sqft

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Main Floor Laundry

Details

  • Parcel number: 19L113
  • Zoning: RES

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Privacy,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,4 Space,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Drought
Hurricane
Ice Storm
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$219$2,628
Property Taxes $533$6,396
Electricity $307$3,691
Total$4,087$49,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,125/yr
40% on housing$122,610/yr
45% on housing$108,986/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 23435$209
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23435$206
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKathy Worthen
BrokerageBHHS RW Towne Realty

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