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3102 Caroline Cres, Suffolk, VA, 23435

3beds
3baths
2,430sqft
$499,900
$206price/sqft
$3,388/moest. monthly cost
$135,520/yrincome needed

About This Home

Why settle for an ordinary floor plan when you can enjoy the extra living space that truly sets this home apart? Tucked away in Driver Station, this beautifully maintained home offers two fireplaces, a bright all-season sunroom overlooking the saltwater pool, and inviting spaces designed for everyday living and entertaining. The kitchen features granite countertops, abundant cabinetry, and opens to the family room, while formal living and dining rooms provide even more flexibility. Upstairs, all three bedrooms create a comfortable retreat from the main living areas. Outside, enjoy a fully fenced backyard, screened porch, and your own private saltwater pool, ready for summer fun. Recent updates include the roof (2018), HVAC (2019), vinyl siding (2021), mini-split in the sunroom (2023), and pool salt cell, robot cleaner, and filter sand (2025). Neighborhood playground & Seaboard Trail nearby.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Driver Elementary SchoolGrades PK-50.7 mi
8/10
6/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 2
  • Fireplace features: Fireplace Gas-natural,Propane
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas,Zoned
  • Cooling features: Central Air,Wall/Window Unit(s),Zoned

Interior Area

  • Total interior livable area: 2,430 sqft

Property

Details

  • Parcel number: 19K1B15
  • Other equipment: Pump

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard,Privacy,Wood,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$182$2,184
Property Taxes $445$5,340
Electricity $234$2,808
Total$3,388$40,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,160/yr
40% on housing$101,640/yr
45% on housing$90,346/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 23435$208
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23435$206
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRyan Benton
BrokerageBHHS RW Towne Realty

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