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318 E Pinner St, Suffolk, VA, 23434

2beds
1baths
1,102sqft
$129,500
$118price/sqft
$1,032/moest. monthly cost
$41,280/yrincome needed

About This Home

INVESTOR SPECIAL! Two-story rental property located in the heart of Suffolk with a long-term tenant already in place. The main level offers a comfortable living room, kitchen. Upstairs features two bedrooms and a full bath. Enjoy a classic front porch and easy-to-maintain layout. Tenant has been in place long-term, with the current lease running through December 2026—and they would love to stay. This is a turnkey opportunity for any investor seeking stable rental income in a desirable Suffolk location.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
2/10
King's Fork High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum,Partially Carpeted
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,102

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,None

Interior Area

  • Total interior livable area: 1,102 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 353590000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Unpaved Driveway

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: Driveway,Off Street,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $654$7,848
Home Insurance *$62$744
Property Taxes $114$1,368
Electricity $202$2,433
Total$1,032$12,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,382/yr
40% on housing$30,960/yr
45% on housing$27,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 23434$157
Suffolk City$179

vs Homes Sold Last Month

Median $/sqft

ZIP 23434$194
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$129,500

For Sale by Agent

AgentDonald Upton
BrokerageUpton Realty

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