See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

313 S Broad St, Suffolk, VA, 23434

4beds
3baths
2,377sqft
$315,000
$133price/sqft
$2,251/moest. monthly cost
$90,040/yrincome needed

About This Home

Charming 1923 home on a rare downtown Suffolk double lot! This character-filled property offers original architectural details and great bones, ready for your vision and personal touch. The oversized lot is a standout--mature trees & room to garden. Enjoy the extra space rarely found this close to downtown! Short distance to shops, restaurants, and everything Suffolk's historic district has to offer. This is a fantastic opportunity for buyers looking to make it their own. Don't miss the chance to own this piece of Suffolk history that has one of the largest lots in the neighborhood!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
4/10
King's Fork High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Permanent Stairs,Walk-In
  • Common walls with other units/homes: Corner Unit,No Common Walls

Heating & Cooling

  • Heating features: Baseboard,Radiant Floor,Radiator
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,377 sqft

Primary Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Front-mounted Range Controls,Grip-Accessible Features,Handheld Showerhead,Level Flooring,Main Floor Laundry

Details

  • Parcel number: 34G223O7

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard,Front Yard,Privacy,Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.32 Acres
  • Features: Corner

Parking

  • Total spaces: 4
  • Parking features: 4 Space,Multi Car,Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$152$1,824
Property Taxes $279$3,348
Electricity $228$2,747
Total$2,251$27,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,177/yr
40% on housing$67,530/yr
45% on housing$60,026/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 23434$156
Suffolk City$179

vs Homes Sold Last Month

Median $/sqft

ZIP 23434$194
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentBonnie Campbell
BrokerageThe Real Estate Group

Similar Homes