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1209 Mount Pleasant Dr, Suffolk, VA, 23434

4beds
4baths
4,100sqft
$849,900
$207price/sqft
$5,860/moest. monthly cost
$234,400/yrincome needed

About This Home

Welcome to your ultimate Waterfront Sanctuary. This impeccably well-appointed, custom-built Dutch Colonial offers 4 spacious bedrooms and 4 bathrooms, situated on an expansive, professionally landscaped waterfront lot. Every detail of this home has been thoughtfully curated, from the classically designed chef's kitchen (renovated in 2017) featuring quartz countertops, a custom tile backsplash, high-end GE appliances, and custom cabinetry, to the light-drenched sunroom that invites the outdoors in. Modern comforts abound with recent upgrades including high-efficiency Anderson windows installed in 2019 and 2022 (complete with a fully transferable warranty), a 3-zone HVAC system replaced in 2015, and a whole-house audio system. The luxurious primary suite, renovated in 2021, serves as a private retreat, while the upstairs flex room—complete with a gas fireplace, wet bar, and custom cabinets—offers endless possibilities for work or play. An entertainer's dream, the home boasts three fireplaces: two gas units located in the den and flex room, and a unique wood-burning fireplace in the garage for indoor grilling. Practicality meets elegance with two staircases and a seamless flow to the outdoors. The massive deck features multiple seating areas that spill out from the kitchen and sunroom, leading down to a custom brick patio nestled beside a charming two-story potting shed. Surrounded by mature specimen trees and lush greenery, this meticulously maintained estate is ready for 2026 and beyond. Call or text today to arrange your private tour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
King's Fork High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt Shingle,Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bar,Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Programmable Thermostat,Solar,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total interior livable area: 4,100 sqft

Property

Accessibility

  • Accessibility features: Handheld Showerhead,Pocket Doors

Details

  • Parcel number: 34E455
  • Zoning: RES

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,4 Space,Driveway,On Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$411$4,932
Property Taxes $758$9,096
Electricity $394$4,738
Total$5,860$70,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,914/yr
40% on housing$175,800/yr
45% on housing$156,266/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 23434$155
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23434$194
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSue Sanders
BrokerageReal Broker LLC

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