637 N 4th St, Suffolk, VA, 23434
About This Home
New construction offering 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout on a .16-acre lot. The spacious U-shaped kitchen features granite countertops, abundant cabinet space, a pantry, stainless steel appliances, and bar seating overlooking the main living area. French doors provide easy access to the backyard patio and fully privacy fenced yard, creating a great space for outdoor enjoyment. Upstairs, the generous owner’s suite is highlighted by a tray ceiling, private bathroom, and ample closet space. Additional features include a separate dining area, second floor laundry, recessed lighting, and modern finishes throughout. Approximately 30 days from completion and currently available for showings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Ceiling Fan(s),Pantry
- Flooring: Carpet,Laminate/LVP
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,680 sqft
Property
Details
- Parcel number: 35FLO9
Features
- Stories: 2
- Pool features: None
- Patio & porch: Patio,Porch
- Fencing: Back Yard,Privacy,Wood,Fenced
- Waterfront features: Not Waterfront
- Frontage length: 30'
Lot
- Lot size: 6,969 sqft
Parking
- Parking features: Multi Car,Off Street,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hurricane
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $293 | $3,516 |
| Electricity | $202 | $2,433 |
| Total | $2,322 | $27,864 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
New Construction
View on Zillow