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313 Pebble Creek Dr, Suffolk, VA, 23435

4beds
3baths
2,300sqft
$399,900
$174price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

This Charming home has a new garage door, roof, some light fixures and ceiling fans, and LVP flooring on the 1st floor and new carpet on the 2nd floor, and new painting throughout. The Primary bedroom boasts a fireplace, very large sitting room area, 2 huge closets and a bathroom spa with jetted tub & a separate shower. A Home warranty plan shall transfer to the buyers. Condo amenities include a pool, tennis courts, clubhouse, walking trails and more. If location matters to you, you will find this home near the College Drive and Harborview shopping district and ease of access to the interstate. Schedule a viewing today.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Pantry
  • Door features: Storm Door(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Propane,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,300 sqft

Utility Room

  • Level: Second

Property

Accessibility

  • Accessibility features: Level Flooring

Details

  • Parcel number: 612C184
  • Zoning: RES

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Association
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,2 Space,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$146$1,752
Property Taxes $356$4,272
Electricity $221$2,658
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 23435$209
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23435$206
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRhonda Vaughn
BrokerageCherished Destiny Real Estate

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