286 Summit Ridge Rd, Front Royal, VA, 22630
About This Home
Welcome to 286 Summit Ridge! This is a "big house in the little woods". This home is move-in ready, has tons of character and is waiting to be loved! Features include NEW windows, 3-year-old roof and high-quality Benjamin Moore paint throughout. A field fence secures the back yard for your pets! Nestled in the quiet and secluded Shenandoah Shores area of Front Royal, this home includes access to the neighborhood boat launch, is less than a 2-mile walk or bike ride to Christendom College and a short drive to the charming town. This home boasts 5 bedrooms and 2.75 baths as well as a separate in-law suite! The in-law apartment has a private living room, bedroom, three quarter bath, kitchenette and its own private entrance and deck. On the second floor, 4 bedrooms plus an office surround a large central family room all with new Stain Master carpet. This property includes 3 lots convey totaling over an acre! Living room: Main level sunken living room Dining area: Main level large dining area partially open to kitchen and living room Living room: Main level Family room: Second floor Office/Den: Second floor Laundry room: Second floor with room for shelves and storage
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
- Laundry features: Upper Level
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,560
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,560
- Total interior livable area: 2,560 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 13C661238
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1.08 Acres
Parking
- Total spaces: 6
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $177 | $2,124 |
| Electricity | $246 | $2,958 |
| Total | $2,975 | $35,700 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Price change | $475,000 |
| 2026-07-17 | Listed for sale | $499,000 |
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