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2628 High Top Rd, Front Royal, VA, 22642

2beds
1baths
1,102sqft
$255,000
$231price/sqft
$1,655/moest. monthly cost
$66,200/yrincome needed

About This Home

Discover your dream retreat in the serene Shen Farms community! This charming A-Frame home offers a perfect blend of modern comfort and rustic charm. With 1,102 sq. ft. of thoughtfully designed living space, this 2-bedroom, 1-bathroom gem is ideal for those seeking tranquility and style. Nestled on a generous wooded 0.46-acre lot, the property boasts ample outdoor space for gardening, entertaining, or simply enjoying nature. The view of your back deck for your morning coffee near the Shenandoah mountains are breathtaking. Inside, the open layout invites natural light, creating a welcoming atmosphere. The versatile attic loft offers endless possibilities-transform it into a cozy den, a home office, or a creative studio. With convenient driveway parking and a peaceful setting, this home is a canvas for your lifestyle dreams. Embrace the opportunity to create lasting memories in a space that feels like home. Fully fenced front and back yard. Recently replaced HVAC system, upgraded electrical. The community is known for its outdoor opportunities, offering residents access to two private lakes (Lake of the Clouds and Spring Lake), access to the Shenandoah River for boating and kayaking, multiple recreation lots (including Treasure Island), and a boat landing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Warren County High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,102

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 23C 2 2 8
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$70$840
Property Taxes $94$1,128
Electricity $202$2,433
Total$1,655$19,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,742/yr
40% on housing$49,650/yr
45% on housing$44,133/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 22642$246
Warren County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 22642$240
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$255,000
2026-07-20Price change$255,000
2026-07-01Price change$265,000
2026-06-09Price change$274,900
2026-06-01Listed for sale$289,000
2020-07-31Sold$156,700
2018-08-22Sold$146,000

For Sale by Agent

AgentCollin Sediqi
BrokerageReal Broker, LLC

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