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550 Ballentine Street, Raymond, WA, 98577

3beds
3baths
2,728sqft
$425,000
$156price/sqft
$2,772/moest. monthly cost
$110,880/yrincome needed

About This Home

Welcome Home! Built in 1917 & completely remodeled in 2009, this estate offers a beautifully finished main home alongside a newer 492 sq ft finished space in the detached 2-car garage. This separate area comes complete with its own kitchen & 3/4 bath, featuring no stairs for easy access from the driveway. The main home features wood-wrapped windows & hardwood floors throughout the living room, dining room, & both main-floor bedrooms. The living room & dining area boast abundant windows, complementing the dimmable canned lights found throughout the home. The bright kitchen boasts a skylight, propane stove, PaperStone countertops, a breakfast nook, large pantry, & loads of cabinets. Enjoy unique built-in storage areas across the home. Comfort meets convenience w/2 main-floor bathrooms—one featuring heated floors, a walk-in shower, & stackable washer/dryer, & the second presenting a timeless clawfoot tub & dual sinks. All appliances stay! Up the stairs is a unique, flexible attic space filled w/charming nooks & its own 1/2 bath, making it ideal for a bedroom, office, or craft room. This upper level has its own ductless heat pump, while the main home operates on a central heat pump, whole-house vacuum, & a tankless water heater housed in the unfinished basement w/abundant storage space. The basement has outdoor access. The exterior offers a front covered porch serving up sweeping territorial views, a professionally landscaped yard w gorgeous trees & shrubs & room for gardening!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1917

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2009

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Stry w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Rinnai Tankless,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Central Vacuum,Ceiling Fan(s),Dining Room,Loft
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Vinyl,Carpet

Heating & Cooling

  • Heating features: Ductless,Forced Air,Heat Pump,Wall Furnace,Electric,Propane
  • Cooling features: Ductless,Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,728
  • Total interior livable area: 2,728 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Garage

Other

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 72053020016
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Loft,Security System,Skylight(s),Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Partial Slope,Terraces
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.34 Acres
  • Features: Dead End Street,Deck,High Speed Internet,Patio,Propane

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Pacific County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$166$1,992
Property Taxes $271$3,252
Electricity $186$2,239
Total$2,772$33,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,040/yr
40% on housing$83,160/yr
45% on housing$73,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 98577$181
Pacific County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 98577
Pacific County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$425,000
2026-05-28Listed for sale$435,000

For Sale by Agent

AgentJenn Hamilton
BrokerageJohn L. Scott, Inc.

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