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6542 187th Street, Chippewa Falls, WI, 54729

4beds
3baths
2,589sqft
$474,900
$183price/sqft
$3,176/moest. monthly cost
$127,040/yrincome needed

About This Home

Welcome to this exceptional 2-story home in the highly desired Wissota Woods neighborhood, offering 4 bedrooms, 2.5 baths, a 2-car garage, and three finished levels of living space. Situated on a private, wooded lot with neighborhood access to beautiful Lake Wissota, this property is the perfect serene retreat. The main level welcomes you with an impressive living room featuring soaring cathedral ceilings and a gourmet kitchen complete with a high-top breakfast bar. The kitchen flows seamlessly into a cozy sitting area anchored by a warm fireplace, while a versatile fourth bedroom makes an ideal first-floor home office. Upstairs, the private owners' suite is designed for ultimate relaxation, boasting a walk-in closet, a private balcony overlooking the mature trees, and a luxurious bathroom with double sinks, a deep soaking tub, and custom tile surround throughout. Complete with a finished lower level that offers valuable extra living space and plenty of storage, this home perfectly blends comfort, style, and lake-life convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

10/10
5/10
6/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1997

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Block

Bedroom2

  • Level: Upper
  • Area: 150

Bedroom3

  • Level: Upper
  • Area: 150

Bedroom4

  • Level: Upper
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 171

Features

  • Window features: Some window coverings
  • Finished area below ground: 380
  • Finished area above ground: 2,209

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,589
  • Total interior livable area: 2,589 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 322

Master Bedroom

  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: 22808011365100011
  • Zoning: Residential
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Waterfront features: Bottom-Sand,Other,Common Frontage,Lake
  • Waterbody name: Wissota
  • Living area range: 2501-3000

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$180$2,160
Property Taxes $352$4,224
Electricity $243$2,919
Total$3,176$38,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,891/yr
40% on housing$95,280/yr
45% on housing$84,693/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 54729$189
Chippewa County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 54729$165
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$464,900
2026-07-27Price change$474,900
2026-07-20Listed for sale$489,900
2015-11-05Sold$241,000
2015-09-19Pending sale$240,000
2015-09-09Listed for sale$240,000
2010-03-17Sold$153,000
2009-04-09Sold$181,100

For Sale by Agent

AgentHolly Bowe
BrokerageCB Brenizer/Chippewa

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