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249 Pumphouse Rd, Chippewa Falls, WI, 54729

2beds
2baths
1,370sqft
$189,900
$139price/sqft
$1,490/moest. monthly cost
$59,600/yrincome needed

About This Home

Charming & Updated Wis. Condo in Prime Chippewa Falls Location. Experience effortless living in this beautifully maintained 2-bedroom, 1.5-bathroom condo. Perfect for those seeking a "move-in ready" lifestyle, this home features thoughtful updates and a layout designed for both comfort and convenience. Key Features You’ll Love: Modern Climate Control: Stay cool all summer long with newly installed mini-split units, offering efficient and customizable cooling throughout the home. Updated Interior: The main level boasts a large living room flooded with natural light that leads directly to your private deck and patio area—perfect for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances included, featuring newer models that make meal prep a breeze. Abundant Storage: Never run out of space with a finished lower-level family room and a dedicated laundry area conveniently located on the upper level next to the bedrooms. Prime Location: Nestled in a quiet community near the Chippewa River and local trails, you’ll enjoy the peace of nature with the convenience of being minutes from downtown. Low Maintenance: Say goodbye to lawn care and snow removal; it’s all handled for you through the HOA, leaving you more time to enjoy the nearby bike paths and river activities. This home has been meticulously cared for and updated, making it a rare find in today's market. Schedule your private showing today and see why this Pumphouse Road gem is the perfect place to call home!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
4/10
6/10

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Wall Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Level: Main
  • Area: 20
  • Dimensions: 4 x 5

Bathroom

  • Level: Upper
  • Area: 40
  • Dimensions: 8 x 5

Bedroom

  • Level: Upper
  • Area: 110
  • Dimensions: 11 x 10

Bedroom2

  • Level: Upper
  • Area: 180
  • Dimensions: 15 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 374
  • Dimensions: 22 x 17

Features

  • Finished area below ground: 290
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Level: Main
  • Area: 84
  • Dimensions: 12 x 7

Laundry

  • Level: Upper
  • Area: 24
  • Dimensions: 4 x 6

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17 x 17

Other

  • Level: Lower
  • Area: 102
  • Dimensions: 6 x 17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2280805249132A004
  • Zoning description: Residential-Single Family
  • Foundation area: 1080

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$72$864
Property Taxes $287$3,444
Electricity $171$2,054
Total$1,490$17,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,085/yr
40% on housing$44,700/yr
45% on housing$39,733/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 54729$191
Chippewa County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54729$165
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Price change$199,900
2026-01-30Price change$205,000
2026-01-02Listed for sale$209,900
2015-06-15Sold$74,900
2015-02-09Price change$74,900
2014-12-03Price change$75,900
2014-10-02Listed for sale$77,900
2009-05-22Listing removed$89,900
2009-02-01Listed for sale$89,900

For Sale by Agent

AgentJoe Germain
BrokerageWoods & Water Realty Inc.

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