10881 34th Avenue, Chippewa Falls, WI, 54729
About This Home
Tucked away in a low-traffic, sought-after family neighborhood, this exceptional home offers rare private lakefront living with breathtaking western-facing sunset views. Featuring 4 spacious bedrooms, each with its own walk-in closet, and 3.5 bathrooms, this home combines comfort, space, and stunning natural surroundings. Step inside to a bright and welcoming living room filled with natural light from expansive windows overlooking the water. Thoughtfully designed for convenient main-floor living, the home features an open-concept kitchen and living area, first-floor laundry, and a versatile office or formal dining room. Each evening, enjoy front-row views of glowing sunsets, shimmering water, and the peaceful beauty of lake life right from home. The walkout lower level opens to a spacious backyard and direct waterfront access, ideal for entertaining, relaxing, or spending time outdoors. Exterior features include a charming covered front porch, a large back deck off the main level, and a brick patio below. Set on a pristine 8-acre private lake, this spring-fed lake reaches depths of approximately 22 feet, offering excellent swimming and fishing. Residents also enjoy shared access to the Chippewa River, complete with docks for boating, kayaking, and extra waterfront recreation. Additional highlights include three gas fireplaces, an attached insulated and heated three-car garage, and an irrigation system. A garden shed, paddle boat, and playground are also included. Waterfront opportunities like this are rare. Please schedule your private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 2005
Materials
- Construction materials: Brick,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Range Hood,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Concrete
Bedroom2
- Level: Upper
- Area: 165
Bedroom3
- Level: Upper
- Area: 165
Bedroom4
- Level: Upper
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 144
Family Room
- Level: Lower
- Area: 448
Features
- Ceiling Fan(s)
- Window features: Some window coverings
- Finished area below ground: 504
- Finished area above ground: 2,587
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,091
- Total interior livable area: 3,091 sqft
Kitchen
- Level: Main
- Area: 260
Living Room
- Level: Main
- Area: 272
Master Bedroom
- Level: Upper
- Area: 224
Property
Details
- Parcel number: 22809221467060019
- Zoning: Residential
- Exclusions: Excluded:freezer,Excluded:sellers Personal
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Exterior features: Playground,Irrigation system
- On waterfront: Yes
- Waterfront features: 51-100 feet,Bottom-Sand,Common Frontage,Lake,Waterfront
- Waterbody name: Rooney
- Living area range: 3001-3500
Lot
- Lot size: 0.74 Acres
- Lot size dimensions: 100 x 330 x
Parking
- Total spaces: 3
- Parking features: 3 Car,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,412 | $40,944 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $893 | $10,716 |
| Electricity | $290 | $3,485 |
| Total | $4,851 | $58,212 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $649,900 |
| 2026-05-31 | Price change | $674,900 |
| 2026-05-09 | Price change | $699,900 |
| 2026-04-28 | Listed for sale | $749,900 |
| 2022-07-07 | Sold | $415,000 |
| 2022-06-30 | Pending sale | $419,900 |
| 2022-06-15 | Contingent | $419,900 |
| 2022-06-12 | Price change | $419,900 |
| 2022-06-06 | Price change | $449,900 |
| 2022-06-03 | Price change | $479,900 |
| 2022-05-25 | Price change | $499,900 |
| 2022-05-21 | Price change | $525,000 |
| 2022-05-18 | Price change | $550,000 |
| 2022-05-13 | Listed for sale | $575,000 |
| 2017-06-27 | Sold | $280,000 |
| 2017-04-24 | Price change | $300,000 |
| 2017-02-28 | Price change | $295,000 |
| 2017-01-25 | Listed for sale | $300,000 |
| 2016-12-20 | Sold | $240,600 |
| 2016-10-15 | Listed for sale | -- |
| 2014-10-21 | Listing removed | $324,900 |
| 2013-10-12 | Price change | $324,900 |
| 2013-02-20 | Price change | $339,900 |
| 2013-01-16 | Listed for sale | $344,900 |
| 2012-11-30 | Listing removed | $344,900 |
| 2012-10-11 | Listed for sale | $344,900 |
| 2006-01-23 | Sold | $315,200 |
View on Zillow