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19526 74th Avenue, Chippewa Falls, WI, 54729

5beds
3baths
2,912sqft
$699,900
$240price/sqft
$4,594/moest. monthly cost
$183,760/yrincome needed

About This Home

Discover your own slice of paradise on the picturesque shores of Lake Wissota! This is one the finest waterfront lots on the Lake, with a private, park-like setting that has its own island! This 5-bedroom, 3-bathroom waterfront gem sits on a generous 1+acre lot with a paved path that provides a gentle slope to the water. Designed with versatility in mind, the home features two full kitchens, ideal for large gatherings, multi-generational families, or seamless entertaining. Retreat to the spacious master suite with full bathroom for ultimate relaxation overlooking the swimming pool and the lake. From the lower level bedroom, step right out of the patio door to the in-ground pool! Lower level living room / rec area has walkout basement with patio doors. A potential AirBnB goldmine, short-term property management company Local Lodging estimates this property would gross north of $100,000 (details available). Thoughtful updates boost both style and efficiency: Siding, soffits, and sliding doors (2014), new well (2024), dock (2020), furnace (2018), central air (2019), plus updated windows, lower retaining wall, and front door. Whether you're envisioning this as your forever home, a peaceful vacation escape, or a high-potential rental, the possibilities here are endless. Full interior remodel options (estimates by contractor Tutor Transformations) starting at $84,000 and can be included in your mortgage (details available). With recent pre-inspections of the home, well & septic completed, you can move forward with confidence. Can be purchased with 4,000 sq ft neighboring property 19524 74th Ave for $1.699M for both. (see MLS#1598600) Come see for yourself why this exceptional lakefront retreat is truly one-of-a-kind!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
4/10
6/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1974

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Block

Bedroom2

  • Level: Upper
  • Area: 110

Bedroom3

  • Level: Lower
  • Area: 110

Bedroom4

  • Level: Lower
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Lower
  • Area: 390

Features

  • Ceiling Fan(s),Other
  • Window features: Some window coverings
  • Finished area below ground: 1,456
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,912
  • Total interior livable area: 2,912 sqft

Kitchen

  • Level: Upper
  • Area: 247

Living Room

  • Level: Upper
  • Area: 360

Master Bedroom

  • Level: Upper
  • Area: 350

Property

Details

  • Parcel number: 22907314262890021
  • Zoning: Residential,Shoreline
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: Bi-Level
  • Pool features: In Ground
  • Patio & porch: Porch,Deck,Patio
  • On waterfront: Yes
  • Waterfront features: 101-199 feet,Bottom-Rock,Bottom-Sand,Shore-Vegetation,Dock/Pier,Lake,Waterfront
  • Waterbody name: Lake Wissota
  • Living area range: 2501-3000

Lot

  • Lot size: 1.27 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$265$3,180
Property Taxes $517$6,204
Electricity $273$3,283
Total$4,594$55,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,508/yr
40% on housing$137,820/yr
45% on housing$122,506/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 54729$188
Chippewa County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 54729$165
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$739,900
2026-03-21Listed for sale$774,900
2025-12-27Listing removed$759,000
2025-10-13Price change$759,000
2025-08-08Price change$769,000
2025-07-10Price change$799,000
2025-06-27Listed for sale$829,000

For Sale by Agent

AgentNate Moquin
BrokerageCopper Key Realty & Waterfront

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