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19524 74th Avenue, Chippewa Falls, WI, 54729

4beds
4baths
3,992sqft
$999,000
$250price/sqft
$6,546/moest. monthly cost
$261,840/yrincome needed

About This Home

Rare find on Lake Wissota home with huge, private lot in a quiet neighborhood, featuring an additional garage/shop, & 128 feet of frontage and access & ownership of part of the island of the shore! Almost 4,000 finished square feet of living space. Built out of the flood zone with a gentle slope to the water, this property offers incredible views and easy lake access. The main level features a spacious open-concept kitchen, dining, and living area designed to capture natural light and lake views, along with one of two four-season rooms for year-round enjoyment. The private primary suite includes its own bath and laundry for added convenience. The lower level offers three additional bedrooms, including a second suite with a private bath, plus a large family room and additional living space. Two gas fireplaces, in-floor heating in the newer addition, and multiple office/flex spaces provide both comfort and versatility. Oversized 2-car attached garage plus huge 40'x26' detached garage w/shop. Chairlift from the entry to lower and main level will be removed for buyer. Home has been pre-inspected. Well & Septic have also been inspected for a worry-free purchase. Book your showing today! PACKAGE DEAL available, buy this property PLUS the adjacent home (MLS#1598597) for $1,699,000.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
4/10
6/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1973

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Block

Bedroom2

  • Level: Lower
  • Area: 130

Bedroom3

  • Level: Lower
  • Area: 130

Bedroom4

  • Level: Lower
  • Area: 324

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Level: Lower
  • Area: 276

Features

  • Ceiling Fan(s),Central Vacuum
  • Window features: Some window coverings
  • Finished area below ground: 1,680
  • Finished area above ground: 2,312

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,In-floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,992
  • Total interior livable area: 3,992 sqft

Kitchen

  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 468

Master Bedroom

  • Level: Upper
  • Area: 480

Property

Details

  • Parcel number: 22907314262890023

Features

  • Levels: Multi-Level
  • Patio & porch: Deck,Patio
  • Exterior features: 4-Season Room
  • On waterfront: Yes
  • Waterfront features: 101-199 feet,Bottom-Rock,Bottom-Sand,Lake,Waterfront
  • Waterbody name: Wissota
  • Living area range: 3501-5000

Lot

  • Lot size: 1.14 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 6
  • Parking features: 4 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$378$4,536
Property Taxes $742$8,904
Electricity $375$4,501
Total$6,546$78,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,434/yr
40% on housing$196,380/yr
45% on housing$174,560/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 54729$188
Chippewa County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 54729$165
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$999,000
2026-03-21Listed for sale$1,100,000

For Sale by Agent

AgentNate Moquin
BrokerageCopper Key Realty & Waterfront

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