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20041 73rd Avenue, Chippewa Falls, WI, 54729

3beds
2baths
1,982sqft
$699,900
$353price/sqft
$4,488/moest. monthly cost
$179,520/yrincome needed

About This Home

Experience the best of lake living on beautiful Lake Wissota's Yellow River waterfront! This unique property features 270 feet of waterfront frontage with medium bank access and sits on 1.12 acres across two separate lots at the end of nice winding private driveway. The main home offers 3 bedrooms and 1 bathroom, providing a comfortable retreat with scenic water views and plenty of outdoor space to enjoy. The second lot includes a vacation rental property with a proven rental history, offering exceptional income potential or the perfect setup for hosting family and guests. A stamped concrete patio with a fire pit creates the perfect gathering space to relax and enjoy evenings by the water. Both properties share a well and septic system, and each property includes its own dock and stairs leading down to the water for easy access to boating, fishing, and relaxation. Beautiful established perennial gardens enhance the property and add to the peaceful lakeside setting. Numerous updates have already been completed, including a new septic system in 2021, new well in 2014, washer and dryer in 2024, stove in 2022, dishwasher in 2024, refrigerator in 2021, central air in 2023, furnace in 2020, water heater in 2021, along with many roof updates completed since 2010. Whether you're searching for a year-round home, vacation getaway, or investment opportunity, this rare waterfront property delivers endless possibilities in a highly desirable Lake Wissota location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
5/10
6/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1920

Materials

  • Construction materials: Stucco,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Cellar,Wood,Other

Bedroom2

  • Level: Main
  • Area: 110

Bedroom3

  • Level: Main
  • Area: 240

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Window features: Some window coverings
  • Finished area below ground: 0
  • Finished area above ground: 1,982

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 1,982
  • Total interior livable area: 1,982 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 238

Master Bedroom

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 22907323205600000
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: 200-300 feet,Bottom-Sand,River,Waterfront
  • Waterbody name: Yellow
  • Living area range: 1751-2000

Lot

  • Lot size: 1.12 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$265$3,180
Property Taxes $498$5,976
Electricity $186$2,234
Total$4,488$53,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,874/yr
40% on housing$134,640/yr
45% on housing$119,680/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 54729$186
Chippewa County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 54729$165
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$650,000
2026-06-23Price change$699,900
2026-06-05Price change$725,000
2026-05-21Listed for sale$749,900

For Sale by Agent

AgentJosh Downs
BrokerageWoods & Water Realty Inc/Regional Office

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