See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

28827 263rd Street, Holcombe, WI, 54745

3beds
2baths
2,976sqft
$989,900
$333price/sqft
$6,947/moest. monthly cost
$277,880/yrincome needed

About This Home

Enjoy lake life with 105 feet of frontage on beautiful Lake Holcombe! This 3-bedroom, 1.5-bath home offers a comfortable layout with plenty of room to gather, unwind, and take in the waterfront setting! The finished basement adds valuable living space, making it ideal for a family room, game room, or hosting guests! An oversized 2-car garage with an attached workshop provides exceptional space for vehicles, boats, tools, and all your lake toys! Whether you're spending the day fishing, boating, or simply relaxing by the water, this property is well suited for year-round living or a weekend getaway! Conveniently located on Lake Holcombe, you'll enjoy easy access to miles of water, excellent fishing, and all the recreation the area has to offer! Don't miss your chance to own a waterfront property with space, functionality, and a setting that's hard to beat!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
3/10
Lake Holcombe MiddleGrades 6-82.8 mi
4/10
Holcombe High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1972

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Range Hood,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Block

Bedroom2

  • Level: Upper
  • Area: 210

Bedroom3

  • Level: Upper
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 280

Features

  • Finished area below ground: 992
  • Finished area above ground: 1,984

Heating & Cooling

  • Heating features: Propane,Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,976
  • Total interior livable area: 2,976 sqft

Kitchen

  • Level: Main
  • Area: 104

Living Room

  • Level: Main
  • Area: 322

Master Bedroom

  • Level: Upper
  • Area: 100

Property

Details

  • Parcel number: 23206171264230006
  • Zoning: Residential
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: 101-199 feet,Bottom-Sand,Dock/Pier,Lake,Waterfront
  • Waterbody name: Lake Holcombe
  • Living area range: 2501-3000

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$934$11,208
Property Taxes $729$8,748
Electricity $279$3,355
Total$6,947$83,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,182/yr
40% on housing$208,410/yr
45% on housing$185,253/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 54745$191
Chippewa County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 54745$122
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$989,900

For Sale by Agent

AgentJessica Sedlacek
BrokerageAlign Real Estate

Similar Homes