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230 S Main Street, Elmwood, WI, 54740

5beds
2baths
2,569sqft
$122,000
$47price/sqft
$1,076/moest. monthly cost
$43,040/yrincome needed

About This Home

Step into timeless charm with this spacious 5-bedroom, 1.5-bath home filled with beautiful architectural details. Warm and inviting, the home features two wood-burning fireplaces, hardwood floors, elegant curved arches, and an open wood staircase that serves as a striking focal point. The library offers built-in, glass-front bookcases?perfect for readers or a stylish home office. Enjoy the convenience of main-floor laundry and classic 6-panel doors throughout the home. An open front porch provides a welcoming outdoor space, while the carriage-style 2-car garage adds both function and historic appeal. This home blends character, craftsmanship, and comfort?ideal for anyone seeking a truly unique property. Some TLC needed.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
Elmwood Middle SchoolGrades 5-80.1 mi
8/10
Elmwood High SchoolGrades 9-120.1 mi
5/10
Elmwood Elementary SchoolGrades PK-40.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1909

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Stone

Bedroom2

  • Level: Upper
  • Area: 306

Bedroom3

  • Level: Upper
  • Area: 221

Bedroom4

  • Level: Upper
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 140

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,569

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,569
  • Total interior livable area: 2,569 sqft

Kitchen

  • Level: Main
  • Area: 312

Living Room

  • Level: Main
  • Area: 280

Master Bedroom

  • Level: Main
  • Area: 110

Property

Details

  • Parcel number: 122010270200
  • Zoning: Residential
  • Exclusions: Excluded:none

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 2501-3000

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $616$7,392
Home Insurance *$87$1,044
Property Taxes $132$1,584
Electricity $241$2,896
Total$1,076$12,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,891/yr
40% on housing$32,280/yr
45% on housing$28,693/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 54740$138
Pierce County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 54740$113
Pierce County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$122,000
2026-06-25Price change$132,000
2026-05-28Price change$142,000
2026-05-19Listed for sale$159,000
2026-05-08Pending sale$159,000
2026-05-07Contingent$159,000
2026-04-06Listed for sale$159,000
2026-03-12Listing removed$170,000
2026-02-09Pending sale$170,000
2026-01-14Price change$170,000
2025-12-12Listed for sale$180,000
2025-06-27Sold$163,898
2011-08-22Sold$98,000
2011-03-03Price change$105,900
2010-12-23Price change$115,900
2010-12-20Price change$118,900
2010-08-21Listed for sale$1

For Sale by Agent

AgentAaron Brunette
BrokerageAABRU Real Estate

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