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N6251 1340th St, Prescott, WI, 54021

3beds
3baths
2,164sqft
$1,950,000
$901price/sqft
$13,631/moest. monthly cost
$545,240/yrincome needed

About This Home

Rare St. Croix River waterfront property offering 442 feet of pristine shoreline, over 3 acres of wooded, manicured land and 2,164 square feet of thoughtfully designed living space on the Wisconsin side of the St. Croix River. A 30-foot floating dock, boathouse with electricity and water, bridge, and waterfall are just a few things that set this property apart. Three river-facing patios are perfect for outdoor entertaining and relaxing. An expansive paver patio with a dedicated gas line is ideal for an outdoor kitchen or built-in grill. A cozy shaded patio with a firepit and a charming paver patio off the sunroom framed by stacked stone and white hydrangeas complete the outdoor living experience. Inside, the home is filled with character — original hardwood floors, a wall of windows in the dining room framing sweeping St. Croix River views, a wood burning fireplace, glass pocket doors, a spacious sunroom, and a private upper level primary suite with angled ceilings and skylights. Minutes to downtown Prescott, Carpenter Nature Center, Pine Coulee Nature Preserve, and Clifton Highlands Golf Club. 30 minutes to St. Paul, 40 to Minneapolis, 35 to the airport. This is waterfront living at its finest — it’s not just a home, it's a lifestyle.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Malone Elementary SchoolGrades PK-50.9 mi
9/10
Prescott Middle SchoolGrades 6-80.9 mi
7/10
Prescott High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1932

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom2

  • Level: Upper
  • Area: 294
  • Dimensions: 21x14

Bedroom3

  • Level: Lower
  • Area: 286
  • Dimensions: 22x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Family Room

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 408
  • Finished area above ground: 1,756

Foyer

  • Level: Main
  • Area: 65
  • Dimensions: 5x13

Garage

  • Level: Main
  • Area: 312
  • Dimensions: 13x24

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air,Ductless Mini-Split

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,164 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Laundry

  • Level: Lower
  • Area: 180
  • Dimensions: 15x12

Living Room

  • Level: Main
  • Area: 272
  • Dimensions: 16x17

Sun Room

  • Level: Main
  • Area: 200
  • Dimensions: 20x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 002011140700
  • Zoning description: Residential-Single Family
  • Foundation area: 694

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: Panoramic,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Dock,River Front,River View,Lake Bottom(Rocky,Sand)
  • Frontage length: Water Frontage: 442

Lot

  • Lot size: 3.06 Acres
  • Features: Accessible Shoreline,Tree Coverage - Heavy
  • Lot size dimensions: 326 x 329 x 321 x 315

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Asphalt,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$828$9,936
Property Taxes $2,740$32,880
Electricity $203$2,440
Total$13,631$163,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$467,348/yr
40% on housing$408,930/yr
45% on housing$363,493/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$901This listing

vs Other Active Listings

Avg $/sqft

ZIP 54021$207
Pierce County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 54021$212
Pierce County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$1,950,000
2026-07-04Listed for sale$2,250,000

For Sale by Agent

AgentYocum Real Estate Group - Jodi Klepac
BrokerageEdina Realty, Inc.

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