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W12041 497th Ave, Prescott, WI, 54021

5beds
4baths
3,998sqft
$679,900
$170price/sqft
$4,795/moest. monthly cost
$191,800/yrincome needed

About This Home

Welcome to W12041 497th Ave, a peaceful wooded retreat just minutes south of Prescott, WI! This spacious 5-bedroom, 4-bath modified two-story home sits on 8.6+ heavily wooded acres, offering privacy, nature, and room to spread out. Step inside to find large Andersen windows that frame serene views, natural hardwood floors, and a cozy living room anchored by a beautiful stone wood-burning fireplace. The generous kitchen has been tastefully updated with stainless steel appliances, granite countertops, and direct access to a 31x10 maintenance-free deck—perfect for grilling, entertaining, or simply relaxing among the trees. A convenient half bath, dedicated office, and formal dining room complete the main level, giving you both functional work space and a great setting for hosting guests. Upstairs, you’ll find three spacious bedrooms, including a large primary suite featuring its own private deck, walk-in closet, private laundry room, and full en-suite bath, all set on warm maple hardwood floors that run throughout this level. The walkout lower level adds even more versatility with two additional bedrooms, a second laundry room, full bathroom, workshop, and a comfortable family room that opens to the outdoors. Hobbyists and storage lovers will appreciate the 24x32 heated outbuilding, plus an 8x13 storage shed and loft space above the outbuilding that offer endless possibilities for projects, toys, or gear. A recently seal-coated driveway adds to the well-maintained feel of the property. If you’ve been searching for a move-in-ready home with space, privacy, and modern comforts in a stunning natural setting, this is the one to see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Malone Elementary SchoolGrades PK-53.6 mi
9/10
Prescott Middle SchoolGrades 6-83.6 mi
7/10
Prescott High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Refrigerator,Wall Oven,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Lower Level,Laundry Room,Sink,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 238
  • Dimensions: 17 x 14

Bedroom2

  • Level: Upper
  • Area: 126
  • Dimensions: 9 x 14

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12 x 13

Bedroom4

  • Level: Lower
  • Area: 169
  • Dimensions: 13 x 13

Bedroom5

  • Level: Lower
  • Area: 182
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Family Room

  • Level: Lower
  • Area: 285
  • Dimensions: 19 x 15

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,314
  • Finished area above ground: 2,636

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 11 x 15

Interior Area

  • Total structure area: 3,998
  • Total interior livable area: 3,998 sqft

Kitchen

  • Level: Main
  • Area: 234
  • Dimensions: 13 x 18

Laundry

  • Level: Upper
  • Area: 100
  • Dimensions: 5 x 20

Laundry

  • Level: Lower
  • Area: 132
  • Dimensions: 12 x 11

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 17 x 14

Office

  • Level: Main
  • Area: 180
  • Dimensions: 15 x 12

Workshop

  • Level: Lower
  • Area: 154
  • Dimensions: 11 x 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020011160400
  • Zoning description: Residential-Single Family
  • Foundation area: 1395

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking,Deck
  • Fencing: None

Lot

  • Lot size: 8.66 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: irregular

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Asphalt,Electric Vehicle Charging Station(s),Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$288$3,456
Property Taxes $695$8,340
Electricity $375$4,508
Total$4,795$57,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,400/yr
40% on housing$143,850/yr
45% on housing$127,866/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 54021$259
Pierce County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 54021$212
Pierce County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$679,900
2026-02-23Listing removed$664,900
2026-01-20Price change$664,900
2025-12-08Listed for sale$674,900

For Sale by Agent

AgentMichael Olson
BrokerageColdwell Banker Realty

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