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N7992 988th St, River Falls, WI, 54022

5beds
2baths
2,805sqft
$545,000
$194price/sqft
$3,845/moest. monthly cost
$153,800/yrincome needed

About This Home

This well-maintained 4–5 bedroom, 2 bathroom home sits on a picturesque 1-acre corner lot at the edge of town. Enjoy a beautifully landscaped yard with in-ground irrigation, durable steel siding, and a maintenance-free backyard deck perfect for entertaining. Inside, the main level features a large kitchen and dining area with a patio door to the deck, three bedrooms including a primary with a convenient walk-through bathroom, and great natural light throughout. Two stairways lead to the spacious finished basement, which offers a 4th bedroom, an office or optional 5th bedroom, two generous family/living areas, a full second bath, and a laundry room located off the back stairway from the garage. A large 3-car garage with extra workshop space and its own 200-amp service complements the home’s 200-amp service, providing ample power for tools, hobbies, or EV charging. Additional storage is available in the 13' x 32' shed. The property also includes a septic system with two drain fields.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
7/10
Meyer Middle SchoolGrades 6-82.2 mi
9/10
River Falls High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Indoor Grill,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full,Storage Space

Bathroom

  • Level: Upper
  • Area: 85.85
  • Dimensions: 10.10x8.5

Bathroom

  • Level: Lower
  • Area: 69.66
  • Dimensions: 12.9x5.4

Bedroom

  • Level: Upper
  • Area: 205.02
  • Dimensions: 15.3x13.4

Bedroom2

  • Level: Upper
  • Area: 128
  • Dimensions: 12.8x10

Bedroom3

  • Level: Upper
  • Area: 125.28
  • Dimensions: 11.6x10.8

Bedroom4

  • Level: Lower
  • Area: 156.09
  • Dimensions: 12.10x12.9

Bedroom5

  • Level: Lower
  • Area: 106.4
  • Dimensions: 13.3x8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Upper
  • Area: 151.8
  • Dimensions: 13.2x11.5

Family Room

  • Level: Lower
  • Area: 275.31
  • Dimensions: 20.7x13.3

Family Room

  • Level: Lower
  • Area: 250.26
  • Dimensions: 19.4x12.9

Features

  • Finished area below ground: 1,332
  • Finished area above ground: 1,473

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,898
  • Total interior livable area: 2,805 sqft

Kitchen

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Laundry

  • Level: Lower
  • Area: 85.6
  • Dimensions: 10.7x8

Living Room

  • Level: Upper
  • Area: 255.15
  • Dimensions: 18.9x13.5

Storage

  • Level: Lower
  • Area: 91.8
  • Dimensions: 10.2x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 022011460200
  • Zoning description: Residential-Single Family
  • Foundation area: 1425

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Porch
  • Fencing: Partial

Lot

  • Lot size: 1.00 Acres
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: acerage

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$193$2,316
Property Taxes $634$7,608
Electricity $263$3,162
Total$3,845$46,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,828/yr
40% on housing$115,350/yr
45% on housing$102,533/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 54022$260
Pierce County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 54022$206
Pierce County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$545,000

For Sale by Agent

AgentAaron R. Cudd
BrokerageKeller Williams Integrity WI/MN

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