1020 Lake St N, Prescott, WI, 54021
About This Home
Welcome to your dream home on the St. Croix River, featuring impeccable craftsmanship and contemporary design with a Frank Lloyd Wright flair. Rebuilt on a new foundation, it offers stunning river views from every room. Inside, enjoy elegant finishes, a chef’s kitchen with Samsung Smart appliances, quartz countertops, and a movable island. Multiple rooftop decks provide ideal outdoor living. Perfect for entertaining. The unfinished lower walkout level is ready for your vision with bathroom and wet bar rough-ins. The living room includes a cozy river-view nook and hidden utility room. The primary suite features skylights with solar shades and a smart shower connecting dual baths. With zoned thermostats, triple-pane windows, and in-floor plus forced air heating, comfort and efficiency are maximized. Located across from a boat launch in a golf cart friendly community, with added materials included for future projects.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Roof: Age 8 Years or Less,Asphalt,Flat,Rubber
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Double Oven,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Lower Level,Sink
Basement
- Has basement: Yes
- Basement: Drain Tiled,Drainage System,Full,Concrete,Sump Pump,Unfinished,Walk-Out Access
Bedroom
- Level: Upper
- Area: 225
- Dimensions: 25x9
Bedroom2
- Level: Upper
- Area: 40
- Dimensions: 8x5
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 2,340
- Total interior livable area: 2,340 sqft
Kitchen
- Level: Main
- Area: 180
- Dimensions: 18x10
Laundry
- Level: Lower
- Area: 200
- Dimensions: 25x8
Living Room
- Level: Main
- Area: 459
- Dimensions: 27x17
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 271011542200
- Zoning description: Residential-Single Family
- Foundation area: 1106
Features
- Levels: Two
- Stories: 2
- Fencing: None
- Has view: Yes
- View description: Panoramic,River,West
- Has water view: Yes
- Water view: River
- Waterfront features: River View
Lot
- Lot size: 0.36 Acres
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Detached Garage,Floor Drain,Garage Door Opener,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,752 | $57,024 |
| Home Insurance * | $399 | $4,788 |
| Property Taxes | $1,154 | $13,848 |
| Electricity | $219 | $2,638 |
| Total | $6,524 | $78,288 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $990,000 |
| 2025-06-06 | Listing removed | $1,099,999 |
| 2025-04-10 | Listed for sale | $1,099,999 |
| 2024-10-03 | Listing removed | $1,200,000 |
| 2024-07-22 | Price change | $1,200,000 |
| 2024-07-18 | Listed for sale | $1,250,000 |
| 2005-05-02 | Sold | $154,400 |
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