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N1492 830th St, Hager City, WI, 54014

2beds
2baths
2,210sqft
$649,900
$294price/sqft
$4,422/moest. monthly cost
$176,880/yrincome needed

About This Home

A MUST-SEE! Breathtaking views from everywhere in this house. The 6.2-acre heavily wooded property—very private except for all the wildlife!—not only overlooks the Mississippi River but includes 1,100 feet of river frontage. Enjoy excellent walleye fishing right in this area of the river, with a convenient boat landing just minutes away. Experience the perfect blend of natural seclusion and modern convenience with natural gas heating and fiber optic internet—all just 5 minutes from downtown Red Wing. The main level features true one-level living with an open living room boasting vaulted knotty-pine ceilings, dramatic A-frame windows, and a floor-to-ceiling brick gas fireplace. Step out onto the massive 615 sq ft deck spanning the length of the home to take in the serene river valley views. The primary suite offers a private bath, a spacious walk-in closet, and direct deck access. Outside, relax on the porch surrounded by beautifully landscaped perennial shade gardens. The lower level includes a finished family room with walkout access to a covered patio beneath the deck, plus two large partially finished areas and rough-in plumbing for a third bath—ready for extra bedrooms or tailored living space. Key Upgrades & Features: • New roof in April 2025 (50-year lifetime, Class 4 impact-resistant shingles w/ transferable warranty) • Lennox HVAC system (2020) • Andersen windows throughout • Stainless steel kitchen appliances (under 3 years old) • SunSetter retractable awning • Extra-large 2-car garage • 12'x20' tool & garden shed and carport

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
8/10
Ellsworth Middle SchoolGrades 6-89.5 mi
8/10
Ellsworth High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Wood
  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Humidifier,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Partially Finished,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 198.75
  • Dimensions: 15.9x12.5

Bedroom2

  • Level: Main
  • Area: 136
  • Dimensions: 13.6x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 151.68
  • Dimensions: 15.8x9.6

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Circulating,Decorative,Family Room,Fireplace Footings,Gas,Insert
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,710

Foyer

  • Level: Main
  • Area: 117.26
  • Dimensions: 14.3x8.2

Heating & Cooling

  • Heating features: Forced Air,Humidifier
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,420
  • Total interior livable area: 2,210 sqft

Kitchen

  • Level: Main
  • Area: 167.48
  • Dimensions: 15.8x10.6

Laundry

  • Level: Main
  • Area: 6
  • Dimensions: 12x.5

Living Room

  • Level: Main
  • Area: 434.4
  • Dimensions: 24x18.10

Other

  • Level: Lower
  • Area: 395
  • Dimensions: 25x15.8

Other

  • Level: Lower
  • Area: 592.62
  • Dimensions: 23.8x24.9

Primary Bathroom

  • Level: Main
  • Area: 77
  • Dimensions: 10x7.7

Recreation Room

  • Level: Lower
  • Area: 422.62
  • Dimensions: 22.6x18.7

Utility Room

  • Level: Lower
  • Area: 150.4
  • Dimensions: 18.8x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030010330810
  • Zoning description: Residential-Single Family
  • Wooded area: 261360
  • Foundation area: 1710

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Deck,Front Porch,Patio
  • Fencing: None
  • Has view: Yes
  • View description: River,South,West
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,River View,Waterfront Elevation(40+)
  • Frontage length: Water Frontage: 1100

Lot

  • Lot size: 6.20 Acres
  • Features: Accessible Shoreline,Tree Coverage - Heavy
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Carport,Asphalt,Electric,Floor Drain,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Landslide
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$401$4,812
Property Taxes $528$6,336
Electricity $207$2,492
Total$4,422$53,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,611/yr
40% on housing$132,660/yr
45% on housing$117,920/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 54014$244
Pierce County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 54014$118
Pierce County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$649,900
2015-07-22Sold$390,000

For Sale by Agent

AgentGregory W Lawrence
BrokerageHome Avenue Flat Fee Realty

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