See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8840 SPRING LAKE ROAD, Amherst, WI, 54406

2beds
4baths
3,042sqft
$499,900
$164price/sqft
$3,516/moest. monthly cost
$140,640/yrincome needed

About This Home

BEAUTIFUL HOME NEAR SPRING LAKE AND DNR LAND! Quality throughout in this custom designed home built in 2014. Over 3000 finished square feet on 3 levels with a walk-out lower, 3.5 bathrooms, and 2-3 bedrooms. Amish craftmanship with beautiful custom quartersawn oak cabinets, solid oak flooring, knotty pine ceilings, skip-peel Montana Pine railings, and spindles. Nature abounds in this quiet location with a public boat landing and 40 acres of occasionally used DNR land for your enjoyment just a quarter mile down the dead-end road. Stunning open design with upper loft/family room overlooking the main level. Gas fireplace, comfortable in floor hydronic heat with Mini-Split air conditioning/heat pump. Focus on Energy certified. Inviting screen porch from the living room with a patio door and access to the large, covered, wrap-around deck. First floor main bedroom with walk-in closet and private bathroom. Main level also features nice back entry/laundry room, plus a large main entry, snack bar area. Upper level offers an additional bedroom, second full bathroom and large open living

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Amherst Elementary SchoolGrades PK-45.3 mi
8/10
Amherst Middle SchoolGrades 5-85.3 mi
8/10
Amherst High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: 11-20 Years
  • Year built: 2014

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished,Concrete

Bathroom

  • Features: Master Bedroom Bath

Bedroom2

  • Level: Upper
  • Area: 255

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 128

Family Room

  • Level: Lower
  • Area: 270

Features

  • Ceiling Fan(s),Cathedral/vaulted ceiling,Walk-In Closet(s),High Speed Internet
  • Window features: Window Coverings
  • Flooring: Wood
  • Finished area below ground: 874
  • Finished area above ground: 2,168

Heating

  • Heating features: Propane,Radiant,In-floor

Interior Area

  • Total structure area: 3,042
  • Total interior livable area: 3,042 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 308

Master Bedroom

  • Level: Main
  • Area: 209

Property

Details

  • Parcel number: 02222100711.06
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Screened porch
  • Living area range: 3001-3500

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 110 x 240

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$163$1,956
Property Taxes $541$6,492
Electricity $285$3,430
Total$3,516$42,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,548/yr
40% on housing$105,480/yr
45% on housing$93,760/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 54406$206
Portage County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 54406$175
Portage County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$499,900
2025-12-03Listed for sale$525,000

For Sale by Agent

AgentPETER HARRIS
BrokerageFIRST WEBER

Similar Homes