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1209 FRANKLIN STREET, Stevens Point, WI, 54481

4beds
2baths
1,680sqft
$209,900
$125price/sqft
$1,549/moest. monthly cost
$61,960/yrincome needed

About This Home

Fantastic duplex opportunity at 1209 Franklin St in Stevens Point! This well-maintained property offers two separate units, making it ideal for investors or owner-occupants looking to offset their mortgage with rental income. Each unit features a practical layout with comfortable living spaces, generous natural light, and private entrances for added convenience. Located near downtown Stevens Point, UW?Stevens Point, parks, and local amenities, this property benefits from strong rental demand and excellent accessibility. Whether you are expanding your portfolio or starting your real estate investment journey, this duplex presents a solid opportunity in a desirable location.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 2408.29.3044.11
  • Zoning: Multi-Family

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1501-1750

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 60 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$94$1,128
Property Taxes $223$2,676
Electricity $171$2,054
Total$1,549$18,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,108/yr
40% on housing$46,470/yr
45% on housing$41,306/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 54481$140
Portage County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 54481$150
Portage County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$209,900
2026-03-19Listing removed$935
2026-03-02Listed for sale$214,900
2026-02-18Pending sale$214,900
2026-02-18Contingent$214,900
2026-02-11Listed for sale$214,900
2025-12-20Listed for rent$935
2024-01-24Listing removed--
2024-01-12Listed for rent$850
2022-03-07Listing removed--
2022-02-28Listed for rent$750
2018-12-03Listing removed$600
2018-10-15Listed for rent$600
2018-08-26Listing removed$600
2018-08-23Listed for rent$600
2014-12-23Sold$90,000

For Sale by Agent

AgentJUSTIN LEICK
BrokerageNEXTHOME PRIORITY

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