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1908 MADISON STREET, Stevens Point, WI, 54481

4beds
2baths
1,729sqft
$265,000
$153price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

This well-maintained 4-bedroom, 2-bath home offers the perfect combination of space, comfort, and convenience. The oversized main floor primary bedroom features double closets, while the kitchen boasts beautiful hardwood cabinetry, abundant natural light, and flows seamlessly into the open living area, making it ideal for both everyday living and entertaining. Step outside to enjoy the three-season porch and embrace the fully fenced backyard. The full basement offers laundry hookups and plenty of storage space, with room for future possibilities. Located within walking distance of the movie theater, bowling alley, and ice cream shop, and just minutes from downtown, shopping, restaurants, and more, this home puts everything you need close by in the heart of Stevens Point. Do not miss your opportunity to make this home yours, schedule your private showing today!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1923

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper
  • Area: 150

Bedroom3

  • Level: Upper
  • Area: 110

Bedroom4

  • Level: Upper
  • Area: 255

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 169

Features

  • Ceiling Fan(s),Walk-In Closet(s),High Speed Internet
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,729

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,729
  • Total interior livable area: 1,729 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 182

Master Bedroom

  • Level: Main
  • Area: 273

Property

Details

  • Parcel number: 240832403913
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Fenced Yard
  • Living area range: 1501-1750

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$118$1,416
Property Taxes $282$3,384
Electricity $171$2,054
Total$1,910$22,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 54481$139
Portage County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 54481$150
Portage County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$265,000
2026-08-03Listed for sale$265,000
2026-07-27Pending sale$265,000
2026-07-24Contingent$265,000
2026-07-24Listed for sale$265,000
2023-10-26Sold$235,000
2023-09-24Contingent$244,900
2023-09-18Listed for sale$244,900
2021-10-14Sold$215,000
2021-09-04Listed for sale$219,900
2017-06-22Listing removed$139,900
2017-06-20Sold$143,900
2016-10-31Price change$139,900
2016-10-24Listed for sale$142,500
2016-08-02Sold$59,900

For Sale by Agent

AgentRILEY UBINGER
BrokerageNEXTHOME PRIORITY

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