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9605 SUMAC CIRCLE, Amherst, WI, 54406

4beds
3baths
3,456sqft
$699,000
$202price/sqft
$4,750/moest. monthly cost
$190,000/yrincome needed

About This Home

Your own private retreat nestled on 2.81 beautifully wooded acres is located at the end of a quiet cul-de-sac. This updated four-bedroom, two-story home offers the perfect combination of rustic charm, modern updates & peaceful country living, just minutes from Stevens Point & Waupaca in a highly desirable school district. Step inside & immediately appreciate the warm, inviting atmosphere with rustic finishes throughout. The freshly painted & open-concept kitchen & dining area features tongue-and-groove wood ceilings, upgraded appliances (all included) & plenty of space for entertaining family & friends. First-floor laundry room with 1/2 bath adds everyday functionality. The spacious updated primary suite is the perfect place to unwind, offering a whirlpool tub, walk-in shower with dual shower heads & large walk-in closet. The finished walk-out lower level is equally impressive with beautiful log railings, spacious family room featuring a cozy wood-burning fireplace, two-zone in-floor heating, three additional bedrooms & a bonus room perfect for a home gym, office or hobby room & se

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Amherst Elementary SchoolGrades PK-41.1 mi
8/10
Amherst Middle SchoolGrades 5-81.1 mi
8/10
Amherst High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Disposal,Washer,Dryer,Water Softener,Humidifier

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Full,Block

Bathroom

  • Features: Master Bedroom Bath,Whirlpool

Bedroom2

  • Level: Lower
  • Area: 154

Bedroom3

  • Level: Lower
  • Area: 165

Bedroom4

  • Level: Lower
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Cathedral/vaulted ceiling,Walk-In Closet(s),High Speed Internet
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 1,600
  • Finished area above ground: 1,856

Heating & Cooling

  • Heating features: Propane,Oil,Hot Water,Forced Air,Radiant,In-floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,456
  • Total interior livable area: 3,456 sqft

Kitchen

  • Level: Main
  • Area: 483

Living Room

  • Level: Lower
  • Area: 276

Master Bedroom

  • Level: Main
  • Area: 300

Property

Details

  • Parcel number: 006.55.19
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Irrigation system
  • Has spa: Yes
  • Spa features: Bath
  • Living area range: 3001-3500

Lot

  • Lot size: 2.81 Acres

Parking

  • Total spaces: 5
  • Parking features: 4 Car,Attached,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$227$2,724
Property Taxes $665$7,980
Electricity $324$3,897
Total$4,750$57,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,857/yr
40% on housing$142,500/yr
45% on housing$126,666/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 54406$199
Portage County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 54406$175
Portage County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$649,000
2026-07-29Price change$699,000
2026-07-17Listed for sale$725,000
2025-07-02Sold$525,000
2025-06-18Contingent$539,900
2025-05-23Listed for sale$539,900

For Sale by Agent

AgentHEIDI ZAHRT
BrokerageREMAX EXCEL

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