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1016 Willow River Rd N, Hudson, WI, 54016

4beds
4baths
3,696sqft
$550,000
$149price/sqft
$4,015/moest. monthly cost
$160,600/yrincome needed

About This Home

Two story home located on private wooded lot on spacious cul-de-sac offers 4BR 4BA. Main level office with built-in cabinetry also has separate exterior entrance. Wood floors on main level in foyer, kitchen, informal dining and dining room. Easy access large private deck overlooks wooded private backyard. Kitchen features newer Quartz countertops/center island and newer appliances. Living room provides cozy gas fireplace. Main floor laundry includes new washer and dryer. Upper level of this Derrick Built home offers large primary suite with private bath w/ tub and updated walk-in shower and large walk-in closet. Two additional bedrooms and full bath complete upper level. The lower level features a walk-out to patio from family room with gas fireplace, spacious area for workout or game table, 4th bedroom, full bath and storage room. The home has all new Pella Windows in 2021, updated mechanicals, 3 car garage with storage. See Additional details in Supplements.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
Hudson Middle SchoolGrades 6-81.7 mi
9/10
Hudson High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1996

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 208
  • Dimensions: 13x16

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Lower
  • Area: 182
  • Dimensions: 13x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Deck

  • Area: 496
  • Dimensions: 16x31

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Family Room

  • Level: Lower
  • Area: 512
  • Dimensions: 16x32

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 2,464

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,696
  • Total interior livable area: 3,696 sqft

Kitchen

  • Level: Main
  • Area: 247
  • Dimensions: 13x19

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Office

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161205950000
  • Zoning description: Residential-Single Family
  • Foundation area: 1232

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.46 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 57 x 135 x 20 x 80 x 136 x 129

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$201$2,412
Property Taxes $686$8,232
Electricity $347$4,167
Total$4,015$48,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,657/yr
40% on housing$120,450/yr
45% on housing$107,066/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 54016$217
St. Croix County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 54016$216
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$625,000
2005-04-12Sold$385,000

For Sale by Agent

AgentJenny A Olson
BrokerageCentury 21 Affiliated*

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