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1738 96th Ave, Hammond, WI, 54015

4beds
3baths
2,848sqft
$570,000
$200price/sqft
$4,044/moest. monthly cost
$161,760/yrincome needed

About This Home

Experience the best of country living in over 2,800 finished sq. ft. nestled on 2 scenic acres. This beautifully designed home features 4 bedrooms, 3 bathrooms, and a versatile bonus room, perfect for a home office, playroom, or guest space. The functional layout offers generous living spaces filled with natural light, while the finished walkout basement provides additional room for entertaining, relaxing, or creating the space that fits your lifestyle. Step outside and enjoy the peaceful surroundings with plenty of room for outdoor activities, gardening, or gathering on the deck with friends and family. Conveniently located just outside of town, with quick access to I-94, Hudson, and the Twin Cities, this property offers the perfect blend of privacy, space, and convenience. Don't miss your opportunity to make this exceptional country home your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 190.3611
  • Dimensions: 12'10"x14'10"

Bedroom2

  • Level: Main
  • Area: 104
  • Dimensions: 9'9"x10'8"

Bedroom3

  • Level: Main
  • Area: 133.25
  • Dimensions: 9'9"x13'8"

Bedroom4

  • Level: Lower
  • Area: 165.75
  • Dimensions: 9'x18'5"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 222.3333
  • Dimensions: 11'6"x19'4"

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11'x11'

Family Room

  • Level: Lower
  • Area: 532
  • Dimensions: 28'x19'

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 903
  • Finished area above ground: 1,945

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,633
  • Total interior livable area: 2,848 sqft

Kitchen

  • Level: Main
  • Area: 104.5
  • Dimensions: 11'x9'6"

Laundry

  • Level: Lower
  • Area: 136.0486
  • Dimensions: 11'5"x11'11"

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 15'x18

Storage

  • Level: Basement
  • Area: 169.7222
  • Dimensions: 21'8"x7'10"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 018108313000
  • Zoning description: Residential-Single Family
  • Foundation area: 2155

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Patio & porch: Composite Decking,Deck

Lot

  • Lot size: 2.19 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 2.19

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$227$2,724
Property Taxes $668$8,016
Electricity $267$3,211
Total$4,044$48,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,651/yr
40% on housing$121,320/yr
45% on housing$107,840/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 54015$189
St. Croix County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54015$182
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$559,000
2026-07-23Listed for sale$570,000
2015-01-30Sold$138,500

For Sale by Agent

AgentMike Reis
Brokerage10 Point Realty LLC

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