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786 Harlar Cir, Hudson, WI, 54016

4beds
4baths
4,048sqft
$855,000
$211price/sqft
$5,884/moest. monthly cost
$235,360/yrincome needed

About This Home

Beautifully renovated and thoughtfully designed, this 4 bed, 4 bath home rests on a spacious 2 acre corner lot surrounded by mature maple trees and lush landscaping. The interior blends modern comfort with character, featuring 100 year old reclaimed gray washed barn wood accents, quartz countertops, maple cabinetry, a stylish wet bar, and engineered hardwood flooring. A new mudroom conveniently located at the garage entry adds both function and style, providing the perfect transition space for busy days. The main level includes a dedicated office, while the living area showcases a brand new stone surround fireplace and abundant natural light through two new sliding patio doors. Custom 500 lb mahogany entry doors with rain glass windows add impressive craftsmanship throughout. Exterior updates include a newly painted exterior, a maintenance free 45x14 composite deck, new concrete apron, new culvert, and a spacious 24x36 garage. Built with durable 2x6 construction and upgraded insulation, this home delivers both quality and comfort. Conveniently located just minutes from I 94, the property offers easy access for commuting and travel. You’ll also enjoy close proximity to all the wonderful amenities Hudson has to offer including charming shops, dining, riverfront activities, parks, and more. A move in ready property offering privacy, space, and exceptional attention to detail inside and out.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Hudson Middle SchoolGrades 6-81.8 mi
9/10
Hudson High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Post and Beam,Brick,Concrete,Steel Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Concrete,Storage Space,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 296.7
  • Dimensions: 13.8x21.5

Bedroom2

  • Level: Upper
  • Area: 171.6
  • Dimensions: 13.2x13

Bedroom3

  • Level: Upper
  • Area: 141.24
  • Dimensions: 13.2x10.7

Bedroom4

  • Level: Lower
  • Area: 184.342
  • Dimensions: 15.11x12.2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 318.75
  • Dimensions: 25.5x12.5

Deck

  • Level: Main
  • Area: 573.78
  • Dimensions: 43.8x13.10

Dining Room

  • Level: Main
  • Area: 237.18
  • Dimensions: 11.8x20.10

Family Room

  • Level: Main
  • Area: 277.2
  • Dimensions: 15.4x18

Features

  • Number of fireplaces: 3
  • Fireplace features: Electric,Family Room,Gas,Primary Bedroom,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,044
  • Finished area above ground: 2,712

Foyer

  • Level: Main
  • Area: 243.6
  • Dimensions: 14.5x16.8

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,048
  • Total interior livable area: 4,048 sqft

Kitchen

  • Level: Main
  • Area: 147.763
  • Dimensions: 11.11x13.3

Laundry

  • Level: Main
  • Area: 66
  • Dimensions: 7.5x8.8

Laundry

  • Level: Upper
  • Area: 46.17
  • Dimensions: 8.10x5.7

Living Room

  • Level: Main
  • Area: 225.12
  • Dimensions: 13.4x16.8

Office

  • Level: Main
  • Area: 108.24
  • Dimensions: 13.2x8.2

Porch

  • Level: Main
  • Area: 116.84
  • Dimensions: 25.4x4.6

Porch

  • Level: Lower
  • Area: 139.23
  • Dimensions: 11.7x11.9

Primary Bathroom

  • Level: Upper
  • Area: 199.64
  • Dimensions: 12.4x16.10

Recreation Room

  • Level: Lower
  • Area: 525.3
  • Dimensions: 25.5x20.6

Utility Room

  • Level: Lower
  • Area: 260.072
  • Dimensions: 15.2x17.11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020118820000
  • Zoning description: Residential-Single Family
  • Foundation area: 1336

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Front Porch

Lot

  • Lot size: 2.01 Acres
  • Features: Cleared,Corner Lot,Tree Coverage - Light
  • Lot size dimensions: 345 x 382

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,323$51,876
Home Insurance *$312$3,744
Property Taxes $869$10,428
Electricity $380$4,564
Total$5,884$70,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,737/yr
40% on housing$176,520/yr
45% on housing$156,906/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 54016$215
St. Croix County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54016$216
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Price change$874,900
2025-11-06Price change$899,900
2025-10-27Listed for sale$925,000
2023-06-06Sold$255,000

For Sale by Agent

AgentJesse Penman
BrokerageeXp Realty

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