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5905 Walnut Hill Dr, Des Moines, IA, 50312

3beds
3baths
1,512sqft
$419,900
$278price/sqft
$3,158/moest. monthly cost
$126,320/yrincome needed

About This Home

Welcome to Waterbury! This charming home offers over 2,000 finished square feet and a beautiful screened porch—perfect for relaxing evenings or entertaining guests. Thoughtfully updated for comfort and peace of mind, the home features a new roof (March 2025), along with newer AC, furnace, water heater, sump pump, gutters, and fresh interior paint. The kitchen is both functional and inviting with maple cabinetry, a gas stove, and a hood vent. The spacious living room is filled with character, showcasing crown molding, hardwood floors, and a cozy wood-burning fireplace. A main-floor bedroom adds flexibility—ideal for a home office, den, or guest space. Upstairs, you’ll find two generously sized bedrooms and a full bathroom, plus an exciting opportunity to add a future rooftop deck off the primary bedroom. The finished lower level expands your living space with a large rec room featuring a second fireplace, a fourth nonconforming bedroom, an additional bathroom, and a dedicated laundry area. Step outside to enjoy a private backyard, all nestled in the highly desirable Waterbury neighborhood—one of Des Moines’ most sought-after locations, known for its charm, convenience, and tree-lined streets.

Getting Around

48
WalkingCar-Dependent
23
TransitMinimal Transit
55
BikeBikeable

Schools

6/10
5/10
Merrill Middle SchoolGrades 6-80.4 mi
4/10
Roosevelt High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 470

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Property

Details

  • Parcel number: 09002538000000
  • Zoning: RES

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 10,105 sqft
  • Lot size dimensions: 178.4

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$283$3,396
Property Taxes $631$7,572
Electricity $121$1,452
Total$3,158$37,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,274/yr
40% on housing$94,740/yr
45% on housing$84,213/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 50312$229
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50312$213
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$435,000
2026-03-26Listed for sale$445,000
2022-06-29Sold$365,000
2022-05-21Pending sale$364,900
2022-05-20Price change$364,900
2022-05-05Listed for sale$370,000
2022-04-28Pending sale$370,000
2022-04-28Listed for sale$370,000
2021-11-19Sold$345,000
2021-10-18Pending sale$345,000
2021-10-14Listed for sale$345,000
2014-02-18Sold$260,000
2014-01-11Listed for sale$260,000
2013-11-19Listing removed$260,000
2013-11-10Price change$260,000
2013-10-31Listed for sale$265,000
2007-06-04Sold$270,500

For Sale by Agent

AgentCui Davis
BrokerageRealty ONE Group Impact

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