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975 E 4th St, New Richmond, WI, 54017

4beds
2baths
2,160sqft
$400,000
$185price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Exciting New Opportunity to Own one of the original farmhouses built in 1918 in New Richmond, Wisconsin. Built on a Large almost 1-acre lot on the top of a hill within the city limits. This home has room for expansion and outbuilding. Porch swing looks over the Garden that has Rain Bird sprinkler system for easy maintenance for the Boulevard Garden. This home has a wraparound porch with plenty of space to hang out and make a favorite spot to de-Stress. From the backsteps of the porch you step onto the Stamped back patio that has a built in Fireplace for outdoor Smores adventures and BBQing and a Cedar Pergola for sun protection. Entering the front doorway of this home, you are met with Majestic Green Granite that flows to the Vintage Oak Woodwork throughout which includes a winding staircase, dining room pillars. Built in bookcases adorn the dining room with a Sparkling Chandelier. Hidden Pocket Doors can be used between the living room and dining room for Game Night or Privacy Kitchen Appliances have been updated in 2025 Dishwasher, 2025 Stove (reg/Convection), and 2025 Microwave/Hood Combination. This house has Radiant heat throughout and has a Brand new 2026 boiler with on demand hot water with Energy saving programmable thermostat. 2 Mini Split Air Conditioners installed in 2023 Cool this House, but the construction of this home keeps it cool in the summer and warm in the winter just with Airflow, you will love it. Fall 2025 New Roof and underlayment was completed and warranty included For the workshop person in your life, 3 Radiant Heaters in Garage keeps the Garage warm during the winter for projects Brand New 2nd Floor Bathroom has been remodeled and comes with a transferrable warranty on the Shower… Large bathtub and separate shower are surrounded by Spa inspired tilework and can be decorated to your liking. This House also has a Very Large Attic, and with continued improvements could become a master bedroom or kids suite/play area. Take a Chance, live a Dream, the house is perfect for someone who appreciates the Farmhouse Look and Feel…. And you will have it with this house !

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
4/10
New Richmond High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1918

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Upper
  • Area: 140
  • Dimensions: 10x14

Bedroom4

  • Level: Upper
  • Area: 176
  • Dimensions: 11x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,160

Foyer

  • Area: 238
  • Dimensions: 17x14

Heating & Cooling

  • Heating features: Boiler,Hot Water
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 15x16

Porch

  • Area: 288
  • Dimensions: 8 x 36

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 261112960000
  • Zoning description: Residential-Single Family
  • Foundation area: 1080

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.93 Acres
  • Features: Corner Lot
  • Lot size dimensions: city lot

Parking

  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$164$1,968
Property Taxes $541$6,492
Electricity $202$2,435
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 54017$186
St. Croix County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54017$196
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$379,999
2026-07-20Listed for sale$400,000
2018-11-15Listing removed$225,000
2018-11-14Listed for sale$225,000
2018-11-14Pending sale$225,000
2018-11-09Sold$225,000
2018-11-08Listed for sale$225,000
2018-11-08Pending sale$225,000
2018-10-31Listed for sale$225,000
2018-10-31Pending sale$225,000
2018-10-18Listed for sale$225,000
2018-10-18Pending sale$225,000
2018-05-11Listed for sale$225,000

For Sale by Agent

AgentAmy Behning
BrokerageFathom Realty MN, LLC

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