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1174 McKinley Dr, Hudson, WI, 54016

2beds
2baths
1,901sqft
$334,900
$176price/sqft
$2,438/moest. monthly cost
$97,520/yrincome needed

About This Home

Could this be the "major rehab project" property for you? It requires vision, hard work, and execution. But for the right buyer, it offers an incredible opportunity to transform a home into something truly special while building significant sweat equity on one of the area's most beautiful wooded settings. Bring your vision to life on 3.5 secluded acres in Hudson, where towering trees, abundant wildlife, and exceptional privacy create the perfect backdrop for your next project. Imagine waking up to deer grazing beneath the trees, listening to birdsong from your porch, and enjoying a peaceful setting where many of your neighbors are wildlife. Opportunities like this are becoming increasingly rare in the Twin Cities metro. The home has been emptied, partially cleared, and prepared for your ideas and craftsmanship. Whether you envision a cozy cabin in the woods, a secluded year-round residence, or a weekend getaway with convenient access, the possibilities are limited only by your imagination. The existing floor plan features two bedrooms with the potential to create a third bedroom. A spacious loft overlooks the living area, while both front and rear porches provide the perfect place to soak in the tranquil surroundings. Outside, you'll find a detached oversized 24' x 40' garage, an additional storage shed, and plenty of seasoned firewood already on the property. We've even included AI inspiration photos to help your creative juices and showcase what's possible. Located just minutes from Hudson and Stillwater, you'll enjoy the best of both worlds - peaceful country living without sacrificing convenience. Properties offering this combination of acreage, privacy, location, and upside rarely become available at this price point. Whether you're a handyman, contractor, investor, or someone who can see potential, this is your opportunity to create something truly special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
5/10
Hudson Middle SchoolGrades 6-83.3 mi
9/10
Hudson High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 129
  • Dimensions: 10'9" x 12'

Bedroom2

  • Level: Second
  • Area: 292.5417
  • Dimensions: 19'10" x 14'9"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 154.0833
  • Dimensions: 10'9" x 14'4"

Family Room

  • Level: Lower
  • Area: 286.875
  • Dimensions: 20'3" x 14'2"

Features

  • Finished area below ground: 652
  • Finished area above ground: 1,249

Flex Room

  • Level: Lower
  • Area: 123
  • Dimensions: 10'3" x 12

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,923
  • Total interior livable area: 1,901 sqft

Kitchen

  • Level: Main
  • Area: 139.75
  • Dimensions: 10'9" x 13"

Living Room

  • Level: Main
  • Area: 158.8611
  • Dimensions: 11'1" x 14'4"

Loft

  • Level: Main
  • Area: 209
  • Dimensions: 11 x 19

Other

  • Level: Lower
  • Area: 79.0625
  • Dimensions: 9'7" x 8'3"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030102340000
  • Zoning description: Residential-Single Family
  • Wooded area: 130680
  • Foundation area: 704

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch

Lot

  • Lot size: 3.50 Acres
  • Features: Irregular Lot,Tree Coverage - Heavy
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$122$1,464
Property Taxes $445$5,340
Electricity $178$2,143
Total$2,438$29,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,588/yr
40% on housing$73,140/yr
45% on housing$65,013/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 54016$216
St. Croix County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54016$216
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$329,900
2026-08-09Contingent$329,900
2026-08-06Price change$329,900
2026-07-31Listed for sale$334,900
2026-04-14Sold$300,000

For Sale by Agent

AgentJeanette Kunz
BrokerageLakes Area Realty Hudson

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