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702 Polk Blvd, Des Moines, IA, 50312

6beds
3baths
2,668sqft
$485,000
$182price/sqft
$3,669/moest. monthly cost
$146,760/yrincome needed

About This Home

Beautifully updated historic home on Polk Blvd featuring 6 bedrooms, 3 bathrooms, and a 2-car attached garage. Step inside to a spacious modern kitchen, perfect for entertaining and daily living. The living room showcases a stunning floor-to-ceiling stone fireplace, creating a warm focal point for the home. Upstairs, you’ll find generous bedrooms with plenty of space for family, guests, or home offices (all 6 are upstairs). Bathrooms have been thoughtfully updated, blending modern finishes with timeless character. Outside, enjoy the deck overlooking the backyard, ideal for summer gatherings or quiet evenings. With its prime location on one of Des Moines’ most sought-after boulevards, this home combines historic charm, modern updates, and everyday functionality in one remarkable package.

Getting Around

46
WalkingCar-Dependent
31
TransitSome Transit
52
BikeBikeable

Schools

5/10
5/10
Merrill Middle SchoolGrades 6-80.6 mi
4/10
Roosevelt High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Refrigerator,Stove,Wine Cooler,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Separate/Formal Dining Room
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,668
  • Total interior livable area: 2,668 sqft

Property

Details

  • Parcel number: 782501402025
  • Zoning: N5

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: Other

Lot

  • Lot size: 9,234 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$327$3,924
Property Taxes $691$8,292
Electricity $199$2,388
Total$3,669$44,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,794/yr
40% on housing$110,070/yr
45% on housing$97,840/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 50312$232
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50312$213
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$500,000
2025-12-22Listing removed$500,000
2025-11-14Price change$500,000
2025-09-04Listed for sale$525,000
2024-03-28Listing removed--
2024-02-15Listed for sale$515,000
2015-09-11Sold$274,300
2015-07-25Price change$285,000
2015-06-26Price change$280,000
2015-06-12Price change$290,000
2015-05-07Price change$299,900
2015-04-22Listed for sale$309,900
1999-09-15Sold$152,000

For Sale by Agent

AgentDarson Grantham
BrokerageKeller Williams Realty GDM

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