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2808 School St, Des Moines, IA, 50311

2beds
1baths
898sqft
$184,000
$205price/sqft
$1,401/moest. monthly cost
$56,040/yrincome needed

About This Home

Step into this beautifully updated bungalow that perfectly blends modern convenience with classic charm. Inside, you'll find a thoughtfully renovated kitchen featuring sleek new appliances, a stylish tile backsplash, and warm butcher block countertops that add both function and character. The home retains its cozy, inviting feel while offering smart updates throughout. An open, unfinished attic--freshly painted and full of potential--provides a flexible space for a home office, studio, or additional living area. Enjoy peaceful mornings and relaxing evenings in the scenic backyard, bordered by mature trees for added privacy and natural beauty. Whether you're gardening, entertaining or just unwinding, this outdoor space is a true retreat. Located just a short drive from downtown, I-235, Ingersoll and more, this home offers the perfect balance of convenience and charm. Don't miss your chance to make it yours!

Getting Around

58
WalkingSomewhat Walkable
38
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

5/10
3/10
Callanan Middle SchoolGrades 6-80.3 mi
4/10
Roosevelt High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window Treatments
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 898
  • Total interior livable area: 898 sqft

Property

Details

  • Parcel number: 09003554000000
  • Zoning: Res

Features

  • Exterior features: Fence
  • Fencing: Partial

Lot

  • Lot size: 9,713 sqft
  • Lot size dimensions: 49 x 198

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $930$11,160
Home Insurance *$123$1,476
Property Taxes $227$2,724
Electricity $121$1,452
Total$1,401$16,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,034/yr
40% on housing$42,030/yr
45% on housing$37,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 50311$133
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50311$182
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-10Price change$198,000
2025-09-25Listed for sale$203,000
2024-10-10Sold$189,000
2024-08-31Pending sale$189,900
2024-08-24Listed for sale$189,900
2008-03-27Sold$94,000
2005-06-07Sold$89,000

For Sale by Agent

AgentDan Rozga
BrokerageRE/MAX Concepts

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