




278 W 86th St APT 5A, New York, NY, 10024
About This Home
1 bed 1 bath with a PRIVATE 500 sq foot roof deck terrace nestled in a landmarked 19th-century townhouse. The roof deck is furnished, planted with an irrigation system and lighting both on timers. Very low maintenance of $893 per month! Great light and open views. The apartment floors have refinished and stained. Brand new windows throughout. Two new air conditioning units. Bathroom has been beautifully redone and features a skylight. The unit features high ceilings, open kitchen with stainless steel appliances with a gas stove. Situated in the heart of the Upper West Side between Broadway and West End Ave. This is a non-elevator, pet-friendly building with on-site laundry. The building is surrounded by a vibrant array of dining, shopping, and entertainment options and is in close proximity to Riverside Park, Central Park, and the American Museum of Natural History. The cross town bus is at your doorstep and the 1 subway station is on the same block. Pied-à-terres and Sublets are allowed. There is a monthly assessment of $372 scheduled to expire August 2026.
Getting Around
Schools
Construction
Condition
- Year built: 1893
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 01233006010331445A
- Special condition: Resale
Features
- Patio & porch: Deck
- Exterior features: Private Roof Deck
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Cold Wave
- Hurricane
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,332 | $39,984 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $389 | $4,668 |
| Electricity | $246 | $2,954 |
| Total | $4,235 | $50,820 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $700,000 |
| 2015-10-28 | Listing removed | $525,000 |
| 2015-10-28 | Listed for sale | $525,000 |
| 2015-10-27 | Sold | $520,000 |
| 2015-09-04 | Pending sale | $525,000 |
| 2015-07-12 | Listed for sale | $525,000 |
