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215 W 91st St APT 94, New York, NY, 10024

1beds
1baths
0sqft
$875,000
--price/sqft
$5,543/moest. monthly cost
$221,720/yrincome needed

About This Home

Welcome home to this beautifully proportioned, move-in condition one-bedroom home that is a true four-room residence, complete with a proper formal dining room. An entry foyer sets the tone, leading into a separate dining room that feels both elegant and inviting - perfect for dinner parties or everyday dining with room to spare. Just beyond, the large windowed kitchen has been fully renovated and is in pristine condition, featuring stainless steel appliances, quartz countertops, great cabinet storage and abundant space to cook. The generously sized living room enjoys western light and offers a spacious and relaxing setting, with opportunity for multiple furniture configurations.. The corner bedroom is a true highlight, with double exposures to the south and west that fill the space with beautiful natural light throughout the day. A windowed, updated bathroom, 9'4" ceilings, excellent closet space and hardwood floors complete the home. The Desoto is a classic 1917 co-op known for its exquisite marble lobby and full-service offerings. Residents enjoy a 24-hour doorman, live-in superintendent, a stunning landscaped roof deck with sweeping city views, playroom, central laundry, and bike and storage rooms (fees apply). Perfectly situated on the Upper West Side near both Central Park and Riverside Park, the building offers easy access to the 1/2/3 subway lines and multiple bus routes. Pied-à-terre ownership is permitted with board approval. The DeSoto applies that the annual Real Estate Tax Abatement back to their shareholders. Therefore, for June, 2026, the annual abatement for #94 will be $3,012.95 or approximately $251/month. There is a 2.5% Flip Tax, paid by the seller.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Schools

7/10
PS 84 Lillian WeberGrades PK-50.3 mi
8/10
Lafayette AcademyGrades 6-80.1 mi

Construction

Condition

  • Year built: 1917

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$356$4,272
Property Taxes $517$6,204
Electricity $246$2,954
Total$5,543$66,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,045/yr
40% on housing$166,290/yr
45% on housing$147,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10024$1,421
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10024$800
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$875,000

For Sale by Agent

AgentEmma Kerins
BrokerageBrown Harris Stevens

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