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6509 Oklahoma Street SE, Lacey, WA, 98513

2beds
2baths
1,243sqft
$415,000
$334price/sqft
$2,681/moest. monthly cost
$107,240/yrincome needed

About This Home

Welcome home to this charming and impeccably maintained retreat tucked away in the heart of the Horizon Pointe neighborhood. This lovely two-story residence offers a perfect blend of comfort and modern updates, featuring newer carpeting throughout that feels wonderful underfoot. The primary suite serves as a peaceful sanctuary, bathed in soft morning light and complete with its own private bathroom with a new tile shower and a spacious walk-in closet. On the main level, you will find an inviting, open-concept living and kitchen area that is ideal for or enjoying a quiet evening in. For your convenience, all appliances are included, and the home features a thoughtfully placed utility room that doubles as a pantry. Step outside to find a fully fenced outdoor space with a patio perfect for weekend relaxation, a welcoming covered front porch, and a deep single-car garage complemented by additional off-street parking. Situated with easy access to local dining, shopping, and an efficient commute to JBLM, this home is truly move-in ready with a brand new roof and waiting for its next chapter.

Getting Around

30
WalkingCar-Dependent
36
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

7/10
Komachin Middle SchoolGrades 6-81.9 mi
7/10
Timberline High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,243
  • Total interior livable area: 1,243 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 55290101600
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 2,252 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,Patio

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$91$1,092
Property Taxes $343$4,116
Electricity $149$1,793
Total$2,681$32,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,920/yr
40% on housing$80,430/yr
45% on housing$71,493/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 98513$292
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98513$317
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$415,000
2025-02-06Listing removed$2,095
2024-11-17Listed for rent$2,095
2023-10-26Sold$365,000
2023-09-28Pending sale$365,000
2023-09-21Listed for sale$365,000
2023-08-17Listing removed--
2023-08-14Listed for rent$2,100
2022-08-09Listing removed--
2022-08-03Price change$2,050
2022-07-27Price change$2,200
2022-05-11Listed for rent$2,300
2021-11-29Listing removed--
2021-11-19Price change$2,050
2021-10-24Listed for rent$2,200
2021-03-24Listing removed--
2017-04-24Listing removed$1,475
2017-02-22Listed for rent$1,475
2007-09-27Sold$186,000

For Sale by Agent

AgentStacy LaCount
BrokerageKeller Williams Western Realty

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