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108 Balbach St APT 5, San Jose, CA, 95110

3beds
3baths
1,313sqft
$798,888
$608price/sqft
$5,401/moest. monthly cost
$216,040/yrincome needed

About This Home

2 dedicated parking spaces. Corner END Unit with Back Yard, In Downtown, this 3-bedroom, 2.5 -bath home offers 1,313 square feet of living space on two levels, with interior laundry and a rear yard Yard Space for your B que or for that all important member of the family. The residence features a gas-burning, free-standing fireplace in the family room, providing warmth and ambiance. The home is equipped with central forced air heating and central air conditioning for year-round comfort. The dining area is integrated into the living room, creating an open and functional layout. Couffered ceilings add a touch of class. Energy-efficient features include ceiling and wall insulation, double-pane windows, contributing to the home's overall efficiency. The property includes 2 assigned parking spots in an underground garage and is part of the San Jose Unified elementary school district. The kitchen is well appointed with Granite counters, stainless steel appliances and white cabinets for a fresh clean look. This units has been recently refreshed with new carpet and paint throughout, making for a ready to move in feel, all should enjoy. The rear yard is a nice amenity on the property. Not many chances to live in Downtown but also have an outdoor space to call your own.

Getting Around

90
WalkingWalker's Paradise
68
TransitGood Transit
92
BikeBiker's Paradise

Schools

2/10
4/10
7/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab,Other,Reinforced Concrete
  • Roof: Concrete
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Free Standing,Gas

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,313
  • Total interior livable area: 1,313 sqft

Property

Details

  • Parcel number: 26470009
  • Zoning: C3
  • Special condition: Standard

Features

  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Assigned
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,039$48,468
Home Insurance *$96$1,152
Property Taxes $868$10,416
Electricity $398$4,786
Total$5,401$64,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,177/yr
40% on housing$162,030/yr
45% on housing$144,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$608This listing

vs Other Active Listings

Avg $/sqft

ZIP 95110$484
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95110$988
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$798,888
2026-07-17Listed for sale$798,888
2014-04-08Listing removed$2,700
2014-03-12Listed for rent$2,700
2007-10-04Sold$463,000

For Sale by Agent

AgentSeamus Nolan
BrokerageChristie's International Real Estate Sereno

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