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155-29 81st Street #1, Howard Beach, NY, 11414

2beds
1baths
855sqft
$359,000
$420price/sqft
$2,399/moest. monthly cost
$95,960/yrincome needed

About This Home

Rarely does a home bring together so many of the features today's buyers are searching for. This first-floor 2-bedroom, 1-bath co-op offers an exceptional combination of affordability, convenience, and flexible living space. In addition to two generously sized bedrooms, you'll enjoy a true separate dining room- a feature that's becoming increasingly hard to find and offers endless possibilities to suit your lifestyle. Low monthly maintenance of just $1,087 includes all utilities, and the home also features new windows throughout, an updated kitchen with stainless steel appliances and a dishwasher, a pet-friendly building with no carpet requirement, and beautifully landscaped courtyard grounds that create a peaceful, park-like setting. Inside, the spacious, light-filled layout is designed for comfortable everyday living and effortless entertaining. The living room flows seamlessly into the true separate dining room, creating a functional floor plan that's becoming increasingly difficult to find. The inviting kitchen is thoughtfully designed with abundant cabinet storage, generous counter space, stainless steel appliances, and a dishwasher, bringing together style and everyday functionality. The generously sized primary bedroom offers a peaceful retreat with excellent closet space, while the second bedroom provides flexibility for guests, a home office, or additional living space. Thoughtfully designed storage throughout the home adds to its everyday appeal. Beyond your front door, beautifully maintained grounds provide inviting outdoor spaces to relax, unwind, and enjoy the tranquil courtyard setting. Offering a rare combination of low monthly maintenance with all utilities included, first-floor convenience, a pet-friendly building, and thoughtfully designed living spaces, this home presents an exceptional opportunity to enjoy comfortable, easy living in a well-maintained co-op.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

7/10
Ps 232 LindenwoodGrades PK-80.1 mi
4/10
John Adams High SchoolGrades 9-121.3 mi
7/10
Jhs 202 Robert H GoddardGrades 6-80.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1966

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Formal Dining,Granite Counters
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 855
  • Total interior livable area: 855 sqft

Property

Details

  • Parcel number: 11461000244349301
  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Parking features: Assigned,Driveway,Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$114$1,368
Property Taxes $224$2,688
Electricity $246$2,954
Total$2,399$28,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,251/yr
40% on housing$71,970/yr
45% on housing$63,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 11414$401
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11414$467
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$359,000
2013-06-04Listing removed$179,000
2013-03-27Listed for sale$179,000
2010-08-01Listing removed$205,000
2010-06-29Price change$205,000
2010-06-24Listed for sale$214,400
2007-10-20Sold$175,000

For Sale by Agent

AgentChristina Tagliavia
BrokerageEsquire Realty Ciaramella & Co

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