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354 Eagle Dr, Ione, CA, 95640

5beds
3baths
2,524sqft
$565,000
$224price/sqft
$4,127/moest. monthly cost
$165,080/yrincome needed

About This Home

Creek-Side Living in Ione! Experience the ideal blend of comfort and style in this stunning home, where nature meets modern living. Situated in a prime location with peaceful creek views and possible RV parking with 2 large side yards, this property offers the ultimate backdrop for those who truly love their lifestyle. Step inside to discover an inviting, light-filled interior featuring soaring ceilings in the formal living and dining areas. The heart of the home is the functional great room, designed for seamless flow and easy entertaining. Whether you are hosting a gathering or enjoying a quiet morning, the kitchen and dining space offer a front-row seat to the tranquil beauty of the backyard and creek. Key Highlights: Versatile Layout: Enjoy the convenience of a spacious bedroom and full bath on the main level, perfect for guests or a private home office. Retreat Upstairs: The upper level features a generous master suite, two additional bedrooms, and a large living room that offers endless possibilities for a media room, play area, or hobby space. Neutral Elegance: With a tasteful, neutral paint palette and pristine finishes throughout, this home is move-in ready and waiting for your personal touch. Outdoor Oasis: The backyard has been thoughtfully transformed with low-maintenance, drought-resistant landscaping, allowing you to spend more time enjoying the outdoors and less time on upkeep. This home has been meticulously cared for and offers a rare opportunity to own a property that combines space, functionality, and a beautiful natural setting. Don't miss your chance to experience this exceptional home firsthand. Come see it for yourself and find your new beginning at Eagle Drive!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Ione Elementary SchoolGrades K-61.0 mi
2/10
Ione Junior High SchoolGrades 6-80.8 mi
7/10
Argonaut High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,ENERGY STAR Qualified Appliances
  • Laundry features: Laundry Room,Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Nook,Formal Area

Features

  • Flooring: Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,524 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Granite Counters,Tile,Walk-In Closet(s),Window

Master Bedroom

  • Features: Sitting Area

Property

Details

  • Parcel number: 005355020000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Dog Run
  • Fencing: Back Yard,Metal,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 8,712 sqft
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s),Shape Regular,Stream Seasonal,Street Lights,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: RV Possible,Garage Door Opener,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Heat Wave
Lightning
Wildfire
Earthquake
Winter Weather

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$243$2,916
Property Taxes $487$5,844
Electricity $541$6,494
Total$4,127$49,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,497/yr
40% on housing$123,810/yr
45% on housing$110,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 95640$286
Amador County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 95640
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$565,000
2016-05-27Sold$385,000
2016-04-30Pending sale$385,000
2016-04-17Listed for sale$385,000
2010-08-31Sold$210,000
2010-07-03Listed for sale$219,900
2010-05-16Listing removed$244,900
2010-04-20Price change$244,900
2010-04-17Price change$254,900
2010-04-16Price change$269,900
2010-04-12Price change$254,900
2010-02-26Listed for sale$269,900
2009-11-30Sold$245,900
2006-09-01Sold$452,000

For Sale by Agent

AgentTammy Goolsby
BrokerageColdwell Banker Realty

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