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1020 Jackson St Unit 402, Oakland, CA, 94607

1beds
1baths
845sqft
$399,000
$472price/sqft
$3,065/moest. monthly cost
$122,600/yrincome needed

About This Home

Contemporary and spacious East-facing condo in a secure gated building! This bright home features 9-foot ceilings, an open floor plan, and hardwood flooring throughout the living and dining areas. Additional features include in-unit stacked laundry and one deeded garage parking space. The pet-friendly community offers secure entry, elevator access, and HOA dues that include water, sewer, trash, and high-speed internet. Conveniently located within walking distance to BART, Lake Merritt, Laney College, Jack London Square, Amtrak, restaurants, shopping, and more. Excellent commuter location with a Walk Score that truly makes this a walker's paradise.

Getting Around

99
WalkingWalker's Paradise
88
TransitExcellent Transit
89
BikeVery Bikeable

Schools

9/10
2/10
Westlake Middle SchoolGrades 6-81.1 mi
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 2006

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Refrigerator,Dryer,Washer
  • Laundry features: Dryer,Washer,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator,Breakfast Bar
  • Flooring: Hardwood Flrs Throughout,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 845
  • Total interior livable area: 845 sqft

Kitchen

  • Features: Breakfast Bar, Stone Counters, Dishwasher, Disposal, Range/Oven Free Standing, Refrigerator

Property

Details

  • Parcel number: 28346
  • Special condition: Standard
  • Other equipment: Other

Features

  • Levels: Three or More Stories
  • Pool features: None
  • Exterior features: Other

Lot

  • Lot size: 10,018 sqft
  • Features: Security Gate

Parking

  • Total spaces: 1
  • Parking features: Garage,Below Building Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$123$1,476
Property Taxes $527$6,324
Electricity $398$4,786
Total$3,065$36,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,085/yr
40% on housing$91,950/yr
45% on housing$81,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 94607$289
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94607$429
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2007-05-31Sold$428,000

Coming Soon

AgentMartin Cai
BrokerageEXP Realty of California, Inc

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