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403 Rivage Cir, Folsom, CA, 95630

3beds
3baths
1,514sqft
$540,000
$357price/sqft
$3,771/moest. monthly cost
$150,840/yrincome needed

About This Home

Distinctive by Nature is the city of Folsom's moto and this property fits the bill. Overlooking a large greenbelt, adjacent to walking and bike trails, with Folsom Lake moments away, this property puts nature right in your backyard. Yet you are within walking distance to shopping, restaurants and schools. Featuring 3 bedrooms, 2.5 baths, attached 2 car garage, open floor plan, beautiful cabinetry, granite kitchen counters, stainless steel appliances and an enclosed patio a great place to enjoy nature and your morning coffee. Don't miss out, come and see all this property has to offer.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

7/10
9/10
Folsom Middle SchoolGrades 6-81.8 mi
10/10

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Cooktop,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Free-Standing Gas Oven,Dryer,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Dining/Living Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,514 sqft

Kitchen

  • Features: Granite Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tile

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 07118400040003
  • Attached to another structure: Yes
  • Zoning: SP93-3
  • Special condition: Standard

Features

  • Entry location: Other
  • Frontage type: Borders Government Land

Lot

  • Features: Curb(s)/Gutter(s),Greenbelt,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$117$1,404
Property Taxes $526$6,312
Electricity $398$4,786
Total$3,771$45,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,291/yr
40% on housing$113,130/yr
45% on housing$100,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$525,000
2026-07-16Listed for sale$540,000
2022-08-30Listing removed--
2022-08-19Listed for rent$2,800
2021-08-24Listing removed--
2021-08-20Listed for rent$2,500
2021-03-09Listing removed--
2019-04-10Listing removed$2,250
2019-04-07Price change$2,250
2019-03-04Listed for rent$2,300
2018-03-31Listing removed$2,300
2018-03-21Listed for rent$2,300
2015-06-19Sold$335,000
2015-05-10Pending sale$335,000
2015-05-07Listed for sale$335,000
2012-06-29Sold$301,500

For Sale by Agent

AgentSteve Burke
BrokerageBurke Realty Group, Inc.

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