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12721 Mediterranean Dr, Etiwanda, CA, 91739

5beds
5baths
3,884sqft
$1,295,000
$333price/sqft
$9,311/moest. monthly cost
$372,440/yrincome needed

About This Home

Located in one of Rancho Cucamonga’s most sought-after gated communities within the highly acclaimed Etiwanda School District, this exceptional 5-bedroom, 5-bathroom residence offers nearly 3,900 square feet of expansive living space with panoramic city and mountain views. Built in 2006 and positioned south-facing for optimal natural light, the home blends architectural elegance with long-term value — including fully paid solar panels for energy efficiency and savings. A charming private courtyard with decorative pergola entry creates a striking first impression, setting the tone for the spacious interior beyond. Inside, the thoughtfully designed floor plan offers open-concept living areas and a generously sized loft that has been creatively configured into additional flexible-use spaces, currently serving as a private retreat and home office. Whether for extended family, remote work, or personal hobbies, the layout offers exceptional versatility without sacrificing openness. The luxurious primary suite provides a peaceful escape, while the rare casita-style guest suite near the entrance adds privacy and convenience for multigenerational living or visitors. The beautifully finished backyard features a 357 sq. ft. covered patio, fruit trees, and ample space for entertaining — all complemented by sweeping foothill and city light views. Additional highlights include a wide driveway and 3-car garage, all within the prestigious Rancho Etiwanda Estates community, just minutes from award-winning schools, Victoria Gardens, dining, parks, and freeway access. A rare opportunity to own a spacious, view-oriented home in Rancho’s premier school district.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

10/10
9/10
Los Osos High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Bathtub,Dual Sinks,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Main Level Primary,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Family Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,884 sqft

Master Bedroom

  • Features: Main Level Primary

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1087161290000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: FRONT DOOR
  • Pool features: None
  • Has view: Yes
  • View description: City Lights,Mountain(s)

Lot

  • Lot size: 8,819 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Front Yard,Garden,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$260$3,120
Property Taxes $1,671$20,052
Electricity $832$9,994
Total$9,311$111,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$319,234/yr
40% on housing$279,330/yr
45% on housing$248,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 91739$393
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91739$401
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$1,380,000
2008-02-29Sold$653,000

For Sale by Agent

AgentShumin You
BrokerageWeTrust Realty

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