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42550 Bear Loop, Big Bear City, CA, 92314

4beds
4baths
2,628sqft
$975,000
$371price/sqft
$6,750/moest. monthly cost
$270,000/yrincome needed

About This Home

Custom log-style mountain home on Bear Loop with sweeping views of Baker’s Pond, the ski slopes, and Sugarloaf Mountain. This 4-bedroom, 4-bath residence features two true primary suites—one on each level—ideal for hosting, multi-generational living, or STR flexibility. The lodge-inspired living room showcases vaulted ceilings, a dramatic two-story rock fireplace, and an open catwalk loft, all framed by oversized windows and rich log and stone accents that deliver a true mountain feel. The open kitchen offers custom cabinetry, expansive granite countertops, and newer stainless steel appliances, flowing seamlessly into a spacious game room and dining area. Upstairs, the primary suite includes a walk-in closet, private balcony, and a spa-style bath with travertine finishes and soaking tub. Every bedroom features its own accent wall, adding warmth and character throughout. Dual forced-air heating zones serve both upper and lower levels for year-round comfort. Multiple decks invite you outdoors to take in the views, unwind in the new spa, and enjoy mountain living at its best. Located in a neighborhood with underground utilities and pride of ownership throughout. Minutes to everywhere you'd want to be in Big Bear!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
6/10
Big Bear Middle SchoolGrades 6-82.2 mi
6/10
Big Bear High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Log Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bathroom

  • Features: Bathtub,Full Bath on Main Level,Granite Counters,Jetted Tub,Upgraded

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Main Level Primary,Primary Suite
  • Window features: Blinds
  • Flooring: Carpet,Stone,Tile,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,628 sqft

Kitchen

  • Features: Granite Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Main Level Primary

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 0304451370000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7,500 sqft
  • Features: Back Yard,Street Level,Yard

Parking

  • Total spaces: 4
  • Parking features: Concrete,One Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$431$5,172
Property Taxes $826$9,912
Electricity $563$6,762
Total$6,750$81,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,428/yr
40% on housing$202,500/yr
45% on housing$180,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 92314$222
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92314$325
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$969,900
2026-03-11Price change$975,000
2026-01-29Listed for sale$999,999
2021-10-21Sold$945,000
2021-07-28Sold$945,000
2021-05-18Pending sale$999,900
2021-05-05Contingent$999,900
2021-04-28Listed for sale$999,900
2020-07-24Sold$650,000
2020-07-15Price change$699,000
2020-06-25Pending sale$646,900
2020-06-25Price change$646,900
2020-06-19Price change$647,900
2020-06-11Price change$648,900
2020-03-12Listed for sale$649,900
2019-11-16Listing removed$699,000
2019-09-17Price change$699,000
2019-07-15Price change$699,900
2019-05-23Listed for sale$719,900
2016-09-23Sold$450,000
2016-09-13Pending sale$469,900
2016-09-12Price change$499,900
2016-08-23Pending sale$469,900
2016-08-19Price change$469,900
2016-07-21Price change$499,900
2016-06-25Listed for sale$539,000
2012-06-05Sold$405,000
2000-03-23Sold$40,000

For Sale by Agent

AgentRACHAEL SMITH, RE/MAX BIG BEAR
BrokerageRE/MAX BIG BEAR

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